Explore Engineering Manager - Payment Risk jobs, a critical leadership role at the intersection of technology, finance, and security. Professionals in this field are responsible for building and leading engineering teams that develop the systems protecting financial transactions and platforms from fraud, money laundering, and other illicit activities. This is a strategic position where technical expertise meets business acumen and regulatory compliance, ensuring that payment ecosystems are both secure and seamless for legitimate users. An Engineering Manager in Payment Risk typically oversees teams designing, implementing, and maintaining high-scale, real-time risk decisioning platforms. Common responsibilities include architecting distributed systems that process transactions, applying machine learning and AI models for predictive fraud detection, and creating operational tools for risk analysts. They collaborate closely with Product, Data Science, Legal, and Compliance departments to translate complex regulatory requirements (like KYC, KYB, and AML) into robust technical solutions. A core aspect of the role is fostering a culture of operational excellence, ensuring systems are reliable, resilient, and auditable while continuously improving uptime and accuracy metrics. People leadership is paramount; these managers hire, mentor, and grow top engineering talent, often guiding teams through the full product lifecycle from concept to scalable deployment. Typical skills and requirements for these jobs include a strong background in software engineering, with 8+ years of experience often expected, coupled with 3+ years in engineering management. Expertise in building and scaling backend distributed systems is essential. A solid understanding of applied AI/ML, from traditional models to modern LLMs, is highly valuable for creating intelligent risk engines. Familiarity with the principles of financial compliance and risk management within fintech or financial services is a significant advantage. Successful candidates demonstrate a pragmatic builder’s mindset, exceptional cross-functional communication skills, and a proven ability to drive technical strategy that balances innovation, speed, security, and regulatory rigor. For those seeking to lead at the forefront of secure financial technology, Engineering Manager - Payment Risk jobs offer a challenging and impactful career path.
