Eswatini Salary Calculator 2026 - PAYE + ENPF
Free Eswatini salary calculator (2026): estimate take-home pay for employees and the self-employed. PAYE 20-33% with the E8,200 rebate (E41,000 effective threshold), plus ENPF. Educational, not tax advice.
by Simon Bodych
Methodology & sources
Methodology - Eswatini (2026)
Educational model - not an ERS assessment, not a tax return, not tax advice. Currency SZL (lilangeni, E; pegged 1:1 to the rand).
Employee (PAYE + ENPF)
- PAYE resident graduated rates: 20% up to E100,000; 25% to 150,000; 30% to 200,000; 33% above 200,000. A primary rebate of E8,200/year is subtracted from the computed tax - there is no 0% band; the rebate produces the effective tax-free threshold of E41,000.
- PAYE is on gross: the ENPF employee contribution is not deductible.
- ENPF (Eswatini National Provident Fund): employee 5% + employer 5% of gross, capped at a monthly wage ceiling of E4,300 (2026), so the maximum is E215/month each side.
- Out of scope: the age-60+ rebate (total E10,900/year) and the partial-year rebate proration.
Sources: Eswatini Revenue Service (ERS), PwC - Eswatini individual taxes.
Self-employed (sole trader)
- Self-employed individuals are taxed on the same graduated rates (20% to 100,000; 25% to 150,000; 30% to 200,000; 33% above) on net income, with the same E8,200 primary rebate, via provisional tax.
- ENPF is not mandatory for the self-employed.