Bangladesh salary calculator: employment & business income (AY 2026–27 model)
Estimate take-home for salaried employment (Sixth Schedule exclusion, slabs, rebate, minimum tax) or freelancer/business income including optional IT freelancing exemption. Educational — not NBR advice.
by Abu Taleb
Methodology & sources
Bangladesh salary calculator — methodology (English)
This tool implements a simplified natural person model aligned with the Income Tax Act, 2023 and NBR Paripatra-style slabs for assessment years 2026–27 / 2027–28: progressive rates, Sixth Schedule employment exclusion (one-third of employment income or Tk 500,000, whichever is lower, raised from Tk 450,000 by Finance Ordinance 2025), general investment rebate (lower of 3% of income, 15% of eligible investment, Tk 10 lakh), minimum tax (Tk 5,000 or Tk 1,000 for new taxpayers when income exceeds the profile threshold), optional private PF on basic wages, and optional wealth surcharge. Freelancer mode supports the temporary IT / digital services exemption (1 Jul 2024–30 Jun 2027) when the bank-transfer condition is ticked.
Salaried employee
Uses employment income, exclusion, rebate, minimum tax, and optional PF. Net-to-gross uses a numerical search on annual cash after tax and PF.
Freelancer / business income
Taxable profit = receipts minus expenses (or direct net profit input). Same slab engine; IT freelancing exemption zeroes tax in the model when applicable.
