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Argentina salary calculator 2026

Free Argentina salary calculator 2026: net take-home pay for employees in relacion de dependencia. 17% employee aportes (jubilacion, obra social, PAMI), Impuesto a las Ganancias cuarta categoria with the indexed personal deductions. Educational, not tax advice.

Simon Bodych

by Simon Bodych

Methodology & sources

Methodology - Argentina (2026)

Educational annual model for tax year 2026 (monthly remuneration x 12), currency ARS - not a payroll system, not a tax return, not tax advice. Argentina runs very high inflation, so all figures below are PROVISIONAL: the aportes topes (ANSES, indexed monthly by IPC / Ley 27.609), the Ganancias deductions and the art. 94 scale (ARCA, re-indexed every semester by IPC / Ley 27.743) and the Monotributo / autonomo values are the January / February 2026 published values and must be re-verified before production. The 13th salary (aguinaldo / SAC) and its art. 30 half-deduction carve-out are folded into the published deduction figures, not modelled per month. Out of scope: the SICORE / RG 4003 withholding (retencion mensual acumulada) algorithm, art. 81 deductions beyond conyuge / hijos, and IVA (a pass-through for general-regime taxpayers).

Employment (relacion de dependencia)

  • Employee social-security aportes = 17%: jubilacion SIPA 11% (Ley 24.241 art. 11) + obra social 3% (Ley 23.660) + INSSJP / PAMI 3% (Ley 19.032), on the remuneration capped at the base imponible maxima (ARS 3,823,372.95/month, January 2026) and floored at the minima (ARS 117,643.93/month).
  • Impuesto a las Ganancias, cuarta categoria (Ley 20.628), progressive art. 94 scale (5 / 9 / 12 / 15 / 19 / 23 / 27 / 31 / 35%) on net remuneration after the aportes and the large personal deductions.
  • Personal deductions (art. 30): ganancia no imponible + the deduccion especial empleados (much larger than the autonomo figure) plus optional cargas de familia (conyuge, hijos).
  • Employer contribuciones patronales (Decreto 814/2001: about 24% general / 26.4% large) plus ART (Ley 24.557) are surfaced as an informational employer cost; the engine default is 24% + 3% ART.

Sources: ARCA/AFIP - Tabla art. 94 Ley de Ganancias y deducciones personales art. 30, periodo enero-junio 2026 (Ley 20.628, Ley 27.743), ANSES - bases imponibles SIPA enero 2026 (Res. 381/2025; max 3,823,372.95 / min 117,643.93); Ley 24.241, Ley 23.660, Ley 19.032.

Monotributo (Regimen Simplificado)

  • The Monotributo (Ley 24.977) is the key local form for small taxpayers: a single fixed monthly cuota replaces Ganancias, IVA and the general aportes. The cuota has three components - impuesto integrado + aporte SIPA (jubilacion) + obra social.
  • A category (A to K) is picked from the annual gross billing (ingresos brutos); from category C onward the cuota differs between servicios (locaciones y prestaciones de servicios) and venta de bienes, with servicios being higher. A category may also be passed explicitly.
  • Net = annual billing - annual cuota; there is no further income tax inside the regime.
  • Secondary categorization parameters (superficie afectada, energia electrica consumida, alquileres devengados) are out of scope; the engine uses billing only.
  • Above category K's billing cap the taxpayer must move to the regimen general; the engine flags the over-cap case and returns the K cuota as a floor estimate. Caps and cuotas are the ARCA values vigentes desde 1 de febrero de 2026 (re-indexed +14.29% by the IPC), re-indexed every semester (PROVISIONAL).

Sources: ARCA/AFIP - Monotributo, montos y categorias (vigentes desde febrero 2026); Ley 24.977 y modificatorias, ANSES - aporte SIPA y obra social incluidos en la cuota del Monotributo.

Autonomo (regimen general)

  • The trabajador autonomo (not Monotributo) is in the general regime: a FIXED monthly pension aporte by categoria de revista (I to V, Ley 24.241 art. 8 + Ley 18.038) PLUS Impuesto a las Ganancias on the business profit.
  • Profit = revenue - expenses; the fixed monthly aporte is annualised and deductible from Ganancias, then Ganancias on profit - aportes - (ganancia no imponible + deduccion especial autonomo) with the optional cargas de familia.
  • The autonomo deduccion especial (about 18.0M) is smaller than the employee one (about 24.7M); nuevos profesionales / emprendedores get a larger figure (about 20.6M).
  • The category is chosen explicitly (it depends on activity and the prior-year billing band, not derivable from income alone); the default is category I, the most common minimum.
  • IVA is out of scope: a general-regime autonomo is an IVA responsable inscripto and VAT is a pass-through, not a take-home cost. The prima differential pension categories (actividades penosas / riesgosas) are out of scope. PROVISIONAL January 2026 values.

Sources: ARCA/AFIP - Trabajadores autonomos, valores vigentes desde enero 2026 (Ley 24.241 art. 8; tabla art. 94 + deducciones art. 30 ene-jun 2026), ANSES - aporte jubilatorio autonomo por categoria de revista (Ley 24.241, Ley 18.038).