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New York vs San Francisco

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Cost of living

Living in San Francisco is about 3% more expensive than in New York.

Real buying power

In San Francisco, your money buys 23% more than in New York.

To live like in New York, you need about 5,687 USD net in San Francisco.

net / month

United States New York
$
United States San Francisco
$

New York monthly savings

$300

5% of net

San Francisco monthly savings

$2,400

34% of net

Cost breakdown (USD / month)

New YorkSan Francisco
1-bed apartment, centre$3,800$3,200
1-bed apartment, outside centre$2,800$2,500
3-bed apartment, centre$7,000$6,000
Room in shared flat$1,500$1,500
Buy price per m2$17,000$16,000
Living cost excl. rent$1,400$1,400
net / month$5,500$7,000
Confidence: low Housing modelled from indices (estimated).

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How we calculate and where the data comes from

Educational model, not financial, tax or relocation advice. Figures are estimates for 2026 and are rounded to ranges, never exact values. Our cost index is built from open data and adapted by CrawlJobs (aggregated and reweighted); it is not endorsed by the sources.

Sources: Eurostat (free reuse, Commission Decision 2011/833/EU), World Bank Open Data ICP (CC-BY-4.0), US BEA / HUD / Census (public domain), GeoNames (CC-BY-4.0). Source and product names are used for attribution only; no affiliation or endorsement is implied.