Wholesale Credit Underwriting – Leveraged Finance – Vice President Job at Citi (Mumbai)

Job Description

The Global Leveraged Finance Underwriting Credit Team (LFU) within Institutional Credit Management (ICM) is seeking an Snr Analyst to join its Analytics team. The Snr Analyst is a professional with the goal to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to broader ICM Underwriting and Banking, Capital Markets and Advisory’s (BCMA) shared commitment to ensuring the safety and soundness of wholesale lending across ICG. The Snr Analyst will work with the rest of the LFU team to create a best-in-class Leveraged Lending Underwriting organization with the primary goal of materially enhancing Citi’s end-to-end Leveraged Lending credit management process.

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions
Prepare a detailed written credit summary of commercial applicants
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assists business unit goals by continuous identification of process improvements and efficiencies
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
Appropriately assess risk when business decisions are made

Requirements

10 - 14 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Bachelor’s/University degree, Master’s degree preferred

What we offer

Extensive on-the-job training and exposure to senior leaders
More traditional learning
Chance to give back and make a positive impact through volunteerism

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Wholesale Credit Underwriting – Leveraged Finance – Vice President

Job Description

Job Responsibility

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