Wholesale Credit Risk Product & Data Analyst Job at Citi (Belfast)

Portfolio Credit Risk Management 2nd Line of Defense Lead Analyst

Portfolio Management Group (PMG) is risk management group covering Citi’s Bankin...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of experience in the financial industry, with significant exposure in developing analytical methodologies and modeling frameworks for credit risk measurement, regulatory capital and/or stress testing
3+ years of prior experience in a model development or model risk management function primarily working on PD and risk rating models and methodologies
Knowledge of coding in R, Python, or SAS, as well as writing and/or reviewing technical documentation
Comprehensive understanding of quantitative and qualitative methodologies and regulatory requirements used in credit risk modeling, particularly for the capital, stress testing and reserves calculations
Demonstrated knowledge across various wholesale credit portfolios and products, including an understanding of financial instruments and market dynamics
Ability to assess complex issues through root cause analysis and other analytical techniques
Strong oral and written communication skills, with a proven ability to synthesize complex concepts, translate into "user friendly" language, and present effectively and persuasively in text or slide format
Strong analytical skills with ability to identify and communicate root causes and trends
Proficient in Microsoft Office, particularly Excel (metrics and data analysis), PowerPoint (presentations), and Word (documentation)
Ability to manage multiple priorities and tasks, highly motivated with attention to detail, team-oriented, organized, pro-active, and capable of executing effectively across businesses, functions, and geographies

Job Responsibility

Support risk rating model oversight activities and prepare Governance Forum reviews, including prioritization of model changes, development, and assessment of model limitations and overlays
Provide independent review of annual and multi-year model enhancement plans to formulate holistic opinion on these developments to aid Senior Management decisions and meet Model Users expectations
Build sustainable, repeatable, and automated analytics supporting centralized model and risk rating related governance, including benchmarking and independent performance analysis of risk rating and PD models
Perform advanced ad hoc analytics and root cause analyses to respond to regulatory and business questions and provide insights, leveraging the best market practices and knowledge on risk ratings, PD modelling and related concepts
Support business and independent risk analysis to provide portfolio insights, define requirements, navigating technical model and risk rating policy and process related terms and documentation
Partner with and support the Model Sponsors, Model Developers, Model Users in 1st and 2nd line of business and Governance Forum activities concerning Wholesale Risk Ratings models and methodologies
Liaise with Model Developers to implement model methodology, such as inputs and outputs, along with qualitative components and model adjustments to ensure alignment with portfolio-specific nuances and expectations
Collaborate closely with other functions, such as product development and technology to ensure seamless integration and execution of model and risk rating oversight and implementation activities

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Product Control Lead Analyst

The Product Control Lead Analyst participates is a senior level position respons...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

8+ years relevant experience ideally in Product Control, Wholesale Lending, Traditional Credit Products, minimum 6 years in Finance
Fluent language knowledge in English
Loan accounting, Transformation or Business Analyst experience is a plus
Strong data analysis and planning skills to support fast decision making
Artificial Intelligence or Digital Tools knowledge or experience (KNIME) is a plus
Strong collaboration skills as this person will need to work very closely with the respective business partners, respective Finance teams, Technology and Operations
A high caliber individual with strong communication and presentation skills, both written and oral
Self-starter who proactively seeks to improve existing controls and streamline processes both from a tactical short-term viewpoint, and from a strategic long-term perspective
Strong control mindset and understands key controls environment and governance needs
Strong innovation mind-set and the ability to deliver meaningful change

Job Responsibility

Focus on the migration of the Loans Product Processor from Flexcube to the strategic Loans product processor (LoanIQ)
Become a Subject Matter Expert (SME) in Loan Accounting
Analyze business needs and collaborate with the Tech, Ops and various Finance teams to define Controllers requirements for LoanIQ functionality and migration
Perform User Acceptance Testing (UAT) and present summarized results to Seniors
Validate results of manual and automated migrations from Flexcube to Loan IQ and Treasury Financing systems
Support additional strategic Transformation initiatives as required
Ensure processes and controls implemented for line Controllers provide strong controls to guarantee the integrity of books and records
Provide feedback on progress and escalate issues to Banking Controllers senior management in a timely manner
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work-life balance
Career progression opportunities across geographies and business lines

Fulltime

Data Analyst

W2 Candidates only. Business / Data Analyst - Develop design solutions, test sce...

Location

United States , Richmond, VA

Salary:

Not provided

Enormous Enterprise

Expiration Date

Until further notice

Requirements

Experience in Strong PL/SQL and Oracle Exadata or 10g
Microsoft Office suite usage
Wholesale Credit products & Client Onboarding / KYC
Expertise in Analytical Thinking, Attention to Detail, Problem Solving and Innovative thinking skills
Strong communication and presentation skills (both to technical and non-technical audience)
Proficiency in connecting dots across various applications and business to understand E2E view
Ability to effectively communicate across organization depending on audience i.e. in Tech speak (detail) and business speak (exec summary)
Proficiency with query tools to aid data analysis - Strong PL/SQL skills - Ability to write and analyze complex queries, stored procedures
Expertise with Microsoft Office suite usage
Experience with Oracle Exadata or 10g and above

Job Responsibility

Develop design solutions, test scenarios, and ensure the solution can be integrated successfully into the overall application/system with clear, robust and well-tested interfaces
Contributes to story refinement/defining requirements
Participates and guides team in estimating work necessary to realize a story/requirement through the delivery lifecycle
Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

Wholesale Credit Risk Product - Data Analyst - Vice President

The Team sit within Citi’s Enterprise Data Office and have a focus on serving ou...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of progressive experience in product development, credit risk, or technology roles ideally in big US banks or their contractors
Credit Risk knowledge & experience
Data & Analytics, and data visualization / business intelligence knowledge & experience
Experience in end-to-end project delivery, with knowledge of analytical tools for visualization (e.g. Tableau) and an ability to manipulate data using SQL and/or Python
Experience with low-code Extract Transform and Load (ETL) applications like (for example, Tableau Prep or Alteryx)
Strong communication skills, with the ability to present technical concepts to non-technical audiences effectively
A proactive and self-motivated approach to managing multiple projects and priorities in a fast-paced environment
Keen attention to detail and process/analytic mindset
Project Management skills with experience leading large cross functional initiatives

Job Responsibility

Interact with senior business stakeholders to understand their problem statement & design technical & process-based tactical & strategic solutions, using data-driven approaches
Create a product vision aligned to business priorities and corresponding road-map to delivery
Act as the primary point of contact for stakeholders, as well as the data & analytics subject matter expect (SME), providing regular updates on project progress and addressing feedback independently
Proactively identify opportunities to enhance products and processes to improve efficiency and decision-making
Identify data patterns & trends, and provide insights to business stakeholders
Interact with Risk, Product & Technology to distil long term vision, industry trends, and incorporate them into the product & solutions strategy

What we offer

competitive base salary (which is annually reviewed)
a whole host of additional benefits that support you (and your family) to be well, live well, and save well
business casual workplace
hybrid working model (up to 2 days working at home per week)

Fulltime