Wholesale Credit Risk Product & Data Analyst Job at Citi (Belfast)

Wholesale Credit Risk Data Analyst

This role focuses on executing credit risk processes for Citi's wholesale busine...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Highly analytical & creative mindset
Strong communication, planning and organisational skills
Experience with data visualization tools (for example, Tableau)
Proficiency in Excel
An ability to manipulate data using SQL and/or Python is preferrable
Experience with low-code Extract Transform and Load (ETL) applications is preferrable

Job Responsibility

Collect, clean, and analyse data related to credit risk - utilizing a data driven approach to determine the optimal solutions to meet strategic requirements
Identify data patterns & trends, and provide insights to business stakeholders
Define Business Requirements to drive development or new products and/or features and functionality of products
Create a product vision aligned to business priorities and corresponding road-map to delivery
Develop plans, prioritizes, coordinates design and delivery of products or features
Interact with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy

What we offer

27 days annual leave (plus bank holidays)
A discretional annual performance related bonus
Private Medical Care & Life Insurance
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends

Fulltime

Portfolio Credit Risk Management 2nd Line of Defense Lead Analyst

Portfolio Management Group (PMG) is risk management group covering Citi’s Bankin...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of experience in the financial industry, with significant exposure in developing analytical methodologies and modeling frameworks for credit risk measurement, regulatory capital and/or stress testing
3+ years of prior experience in a model development or model risk management function primarily working on PD and risk rating models and methodologies
Knowledge of coding in R, Python, or SAS, as well as writing and/or reviewing technical documentation
Comprehensive understanding of quantitative and qualitative methodologies and regulatory requirements used in credit risk modeling, particularly for the capital, stress testing and reserves calculations
Demonstrated knowledge across various wholesale credit portfolios and products, including an understanding of financial instruments and market dynamics
Ability to assess complex issues through root cause analysis and other analytical techniques
Strong oral and written communication skills, with a proven ability to synthesize complex concepts, translate into "user friendly" language, and present effectively and persuasively in text or slide format
Strong analytical skills with ability to identify and communicate root causes and trends
Proficient in Microsoft Office, particularly Excel (metrics and data analysis), PowerPoint (presentations), and Word (documentation)
Ability to manage multiple priorities and tasks, highly motivated with attention to detail, team-oriented, organized, pro-active, and capable of executing effectively across businesses, functions, and geographies

Job Responsibility

Support risk rating model oversight activities and prepare Governance Forum reviews, including prioritization of model changes, development, and assessment of model limitations and overlays
Provide independent review of annual and multi-year model enhancement plans to formulate holistic opinion on these developments to aid Senior Management decisions and meet Model Users expectations
Build sustainable, repeatable, and automated analytics supporting centralized model and risk rating related governance, including benchmarking and independent performance analysis of risk rating and PD models
Perform advanced ad hoc analytics and root cause analyses to respond to regulatory and business questions and provide insights, leveraging the best market practices and knowledge on risk ratings, PD modelling and related concepts
Support business and independent risk analysis to provide portfolio insights, define requirements, navigating technical model and risk rating policy and process related terms and documentation
Partner with and support the Model Sponsors, Model Developers, Model Users in 1st and 2nd line of business and Governance Forum activities concerning Wholesale Risk Ratings models and methodologies
Liaise with Model Developers to implement model methodology, such as inputs and outputs, along with qualitative components and model adjustments to ensure alignment with portfolio-specific nuances and expectations
Collaborate closely with other functions, such as product development and technology to ensure seamless integration and execution of model and risk rating oversight and implementation activities

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Product Control Lead Analyst

The Product Control Lead Analyst participates is a senior level position respons...

Location

Hungary , Budapest

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

8+ years relevant experience ideally in Product Control, Wholesale Lending, Traditional Credit Products, minimum 6 years in Finance
Fluent language knowledge in English
Loan accounting, Transformation or Business Analyst experience is a plus
Strong data analysis and planning skills to support fast decision making
Artificial Intelligence or Digital Tools knowledge or experience (KNIME) is a plus
Strong collaboration skills as this person will need to work very closely with the respective business partners, respective Finance teams, Technology and Operations
A high caliber individual with strong communication and presentation skills, both written and oral
Self-starter who proactively seeks to improve existing controls and streamline processes both from a tactical short-term viewpoint, and from a strategic long-term perspective
Strong control mindset and understands key controls environment and governance needs
Strong innovation mind-set and the ability to deliver meaningful change

Job Responsibility

Focus on the migration of the Loans Product Processor from Flexcube to the strategic Loans product processor (LoanIQ)
Become a Subject Matter Expert (SME) in Loan Accounting
Analyze business needs and collaborate with the Tech, Ops and various Finance teams to define Controllers requirements for LoanIQ functionality and migration
Perform User Acceptance Testing (UAT) and present summarized results to Seniors
Validate results of manual and automated migrations from Flexcube to Loan IQ and Treasury Financing systems
Support additional strategic Transformation initiatives as required
Ensure processes and controls implemented for line Controllers provide strong controls to guarantee the integrity of books and records
Provide feedback on progress and escalate issues to Banking Controllers senior management in a timely manner
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup

What we offer

Cafeteria Program
Home Office Allowance (for colleagues working in hybrid work models)
Paid Parental Leave Program (maternity and paternity leave)
Private Medical Care Program and onsite medical rooms at our offices
Pension Plan Contribution to voluntary pension fund
Group Life Insurance
Employee Assistance Program
Access to a wide variety of learning and development programs, online course libraries and upskilling platforms, such as Udemy and Degreed
Flexible work arrangements to support you in managing work-life balance
Career progression opportunities across geographies and business lines

Fulltime

Data Analyst

W2 Candidates only. Business / Data Analyst - Develop design solutions, test sce...

Location

United States , Richmond, VA

Salary:

Not provided

Enormous Enterprise

Expiration Date

Until further notice

Requirements

Experience in Strong PL/SQL and Oracle Exadata or 10g
Microsoft Office suite usage
Wholesale Credit products & Client Onboarding / KYC
Expertise in Analytical Thinking, Attention to Detail, Problem Solving and Innovative thinking skills
Strong communication and presentation skills (both to technical and non-technical audience)
Proficiency in connecting dots across various applications and business to understand E2E view
Ability to effectively communicate across organization depending on audience i.e. in Tech speak (detail) and business speak (exec summary)
Proficiency with query tools to aid data analysis - Strong PL/SQL skills - Ability to write and analyze complex queries, stored procedures
Expertise with Microsoft Office suite usage
Experience with Oracle Exadata or 10g and above

Job Responsibility

Develop design solutions, test scenarios, and ensure the solution can be integrated successfully into the overall application/system with clear, robust and well-tested interfaces
Contributes to story refinement/defining requirements
Participates and guides team in estimating work necessary to realize a story/requirement through the delivery lifecycle
Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

Vice President, Regulatory Reporting Lead Analyst

The VP, Regulatory Reporting Analyst (C13) is a senior professional position res...

Location

Philippines , Taguig City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience in Financial Services with experience in FR Y-14 Regulatory Reporting preferred
Proven track record analyzing complex financial reporting items in a high-profile environment
Experience with regulatory, finance and/or risk management reporting (such as Market Risk, Wholesale Credit Risk, and/or Financial Planning & Analysis)
Familiarity with Risk and Finance reporting data infrastructures and platforms across multiple products, functions, and/or businesses preferred
Working knowledge of related industry practices and standards
Ability to work with multiple functions
Proficient in Microsoft Office with an emphasis on MS Excel
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Proven organizational and time management skills
Proven problem-solving and decision-making skills

Job Responsibility

Investigating and assessing issues raised by regulators on items reported in Y-14 schedules related to actuals
Investigating and assessing issues affecting Y-14 schedules raised through other channels (such as data concerns, data tracing exercises, conformance reviews, etc.)
Providing an assessment to the Head of Y-14 Report Impact Assessment and seniors on the data quality of actuals information and the risk severity of Y-14 schedules impact
Assessing the effectiveness of known compensating controls
Maintaining a log of the issues and assessments (including remediation programs and compensating controls) for issues identified
Assist in the development of process efficiencies, improvement efforts and procedures, as well as data quality improvement projects
Work with senior leadership on strategic planning, establishing guidelines, implementing controls, and executing strategic plans
Build and maintain a thorough understanding of related product reporting and analytics and utilize knowledge of systems and process flows to provide insight and recommendations on identified issues
Has the ability to operate with a limited level of direct supervision
Can exercise independence of judgement and autonomy

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and plan for the future
Access to learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Senior Vice President, Regulatory Reporting Sr. Analyst

The SVP, Regulatory Reporting Senior Analyst (C14) is a senior professional posi...

Location

Philippines , Taguig City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in Financial Services with experience in FR Y-14 Regulatory Reporting preferred
Proven track record analyzing complex financial reporting items in a high-profile environment
Experience with regulatory, finance and/or risk management reporting (such as Market Risk, Wholesale Credit Risk, and/or Financial Planning & Analysis)
Familiarity with Risk and Finance reporting data infrastructures and platforms across multiple products, functions, and/or businesses preferred
Previous management experience
Working knowledge of related industry practices and standards
Ability to work with multiple functions
Proficient in Microsoft Office with an emphasis on MS Excel
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Demonstrated leadership and project management skills

Job Responsibility

Investigating and assessing issues raised by regulators on items reported in Y-14 schedules related to actuals
Investigating and assessing issues affecting Y-14 schedules raised through other channels (such as IMRs, data tracing exercises, conformance reviews, etc.)
Providing an assessment to the Head of Y-14 Report Impact Assessment and seniors on the data quality of actuals information and the risk severity of Y-14 schedules impact
Assessing the effectiveness of known compensating controls and assessing issues for possible restatement
Maintaining a log of the issues and assessments (including remediation programs and compensating controls) for issues identified
Assist in the development of process efficiencies, improvement efforts and procedures, as well as data quality improvement projects
Work with senior leadership on strategic planning, establishing guidelines, implementing controls, and executing strategic plans
Build and maintain a thorough understanding of related product reporting and analytics and utilize knowledge of systems and process flows to provide insight and recommendations on identified issues
Has experience managing a team
Has the ability to operate with a limited level of direct supervision

What we offer

Extensive on-the-job training and exposure to senior leaders
Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Risk Appetite & Limits 1st LOD Lead Analyst

Citibank, N.A. seeks a Risk Appetite & Limits 1st LOD Lead Analyst for its New Y...

Location

United States , New York

Salary:

188178.00 USD / Year

Citi

Expiration Date

January 14, 2026

Requirements

Requires at least a Master’s degree, or foreign equivalent, in Business Analytics, Risk Management, Data Analytics or related quantitative field and 3 years of experience as a Risk Portfolio Analyst, Credit Portfolio Analyst or related position involving financial and operational risk data management and modeling for a bank
Alternatively, employer will accept a Bachelor’s degree in the stated fields and 5 years of the specified progressive, post-baccalaureate experience
Full span of experience must include: Data preparation, cleaning, analysis, modeling, visualization, and reporting using Microsoft Excel
Data analysis and visualization using Tableau and SQL
CCAR and loss forecasting models
Domain knowledge of U.S. private banking and wealth management
and Risk project management

Job Responsibility

Recommend data-driven solutions to key stakeholders relating to enterprise risk related matters
Lead key projects to define and manage risk appetite across all risk categories within Citi’s U.S. Personal Banking (USPB) business
Compare models using statistical performance metrics, such as loss functions or proportion of explained variance
Use qualitative statements and quantitative metrics to determine risk appetite limits and thresholds
Test, validate, and reformulate models to ensure accurate prediction of outcomes of interest
Evaluate and enhance CCAR and loss forecasting models
Partner with financial risk management teams in wholesale and retail credit businesses and non-financial risk management teams accountable for operational, compliance, reputational, and strategic risks
Utilize Tableau and SQL as a business intelligence tools for data analysis and visualization
Link top-of-house appetite to lower-level credit portfolios and product programs, and to non-financial risk categories such as data, processing, and technology
Design an effective operations model within USPB and drive related programs

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

New

Senior Data Analyst

The Enterprise Data Office (EDO) group is expanding its Wholesale Credit Risk (W...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Minimum 6 years of extensive experience in data analytics, quantitative analysis, or risk reporting within the financial services industry, with a strong focus on Wholesale Credit Risk and Direct/Contingent exposure
Expert-level understanding of credit risk measures, attributes, and banking products, particularly related to wholesale lending and exposure types (Direct/Contingent)
Exceptional analytical, problem-solving, and critical thinking skills, with a proven ability to extract actionable insights from large, complex datasets
Superior oral and written communication skills in English, with a demonstrated ability to influence senior stakeholders and present complex information clearly to both technical and non-technical audiences
Experience in leading projects or mentoring team members is highly desirable
Master's degree or Ph.D. in a quantitative field such as Economics, Finance, Statistics, Mathematics, Computer Science, or a related technical discipline is preferred
Meticulous attention to detail and a commitment to data integrity and accuracy in all analytical outputs

Job Responsibility

Lead advanced analytical deep dives into Direct and Contingent exposure data to identify underlying risk factors, concentrations, emerging trends and potential issues
Integrate analytical investigations and findings with tactical and strategic solutions, including topside adjustments, finance balance adjustments, and DCRM tracking, to ensure effective risk mitigation and financial accuracy
Develop and implement analytical methodologies to assess credit risk movements across the wholesale lending portfolio, with a focus on Direct and Contingent exposures
Translate complex analytical findings into clear, concise, and actionable strategic insights for senior management and business stakeholders
Design and develop executive-level visualizations to communicate key risk metrics and analytical conclusions effectively
Provide expert guidance and thought leadership on best practices in credit risk analytics, data interpretation, and quantitative modeling
Collaborate with cross-functional teams, including Risk Management, Technology, and Business Units
Act as a subject matter expert for Direct and Contingent exposure analysis, mentoring junior team members and fostering a culture of analytical excellence
Contribute significantly to senior management presentations, articulating complex analytical strategies, program updates, and strategic recommendations

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Wholesale Credit Risk Product & Data Analyst

Citi

Location:
United Kingdom , Belfast

Category:
Finance

Contract Type:
Not provided

Salary:

Job Description:

Job Responsibility:

Requirements:

Additional Information:

Job Posted:
November 20, 2025

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