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Wholesale Credit Risk Product - Data Analyst - Vice President

India, Pune · Job Posted February 16, 2026
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Job Description

The Team sit within Citi’s Enterprise Data Office and have a focus on serving our business partners within ICM. Institutional Credit Management (ICM) aims to provide integrated “end-to-end” credit underwriting, and management of risks for wholesale credit businesses across the enterprise. This data and product development role will help shape the portfolio, limits & collateral target state process, data & capabilities across business lines, through engagement with 1st line teams, technology & individual business product teams.

Job Responsibility

  • Interact with senior business stakeholders to understand their problem statement & design technical & process-based tactical & strategic solutions, using data-driven approaches
  • Create a product vision aligned to business priorities and corresponding road-map to delivery
  • Act as the primary point of contact for stakeholders, as well as the data & analytics subject matter expect (SME), providing regular updates on project progress and addressing feedback independently
  • Proactively identify opportunities to enhance products and processes to improve efficiency and decision-making
  • Identify data patterns & trends, and provide insights to business stakeholders
  • Interact with Risk, Product & Technology to distil long term vision, industry trends, and incorporate them into the product & solutions strategy

Requirements

  • 13+ years of progressive experience in product development, credit risk, or technology roles ideally in big US banks or their contractors
  • Credit Risk knowledge & experience
  • Data & Analytics, and data visualization / business intelligence knowledge & experience
  • Experience in end-to-end project delivery, with knowledge of analytical tools for visualization (e.g. Tableau) and an ability to manipulate data using SQL and/or Python
  • Experience with low-code Extract Transform and Load (ETL) applications like (for example, Tableau Prep or Alteryx)
  • Strong communication skills, with the ability to present technical concepts to non-technical audiences effectively
  • A proactive and self-motivated approach to managing multiple projects and priorities in a fast-paced environment
  • Keen attention to detail and process/analytic mindset
  • Project Management skills with experience leading large cross functional initiatives

What we offer

  • competitive base salary (which is annually reviewed)
  • a whole host of additional benefits that support you (and your family) to be well, live well, and save well
  • business casual workplace
  • hybrid working model (up to 2 days working at home per week)
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