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Citi Logo Citi · IT - Software Development

Wholesale Credit Risk Product & Data Analyst - Assistant Vice President

India, Pune · Job Posted April 27, 2026
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Job Description

The Team sit within Citi’s Enterprise Data Office and have a focus on serving our business partners within ICM. Institutional Credit Management (ICM) aims to provide integrated “end-to-end” credit underwriting, and management of risks for wholesale credit businesses across the enterprise. This data and product development role will help shape the portfolio, limits & collateral target state process, data & capabilities across business lines, through engagement with 1st line teams, technology & individual business product teams.

Job Responsibility

  • Design, develop, and maintain advanced dashboards to support credit risk teams in monitoring and analyzing key metrics
  • Collect, clean, and analyse data related to credit risk – utilizing a data driven approach to determine the optimal solutions to meet strategic requirements
  • Identify data patterns & trends, and provide insights to business stakeholders
  • Collaborate with stakeholders to gather requirements, translate business needs into technical specifications, and drive development of new products and/or features and functionality of products
  • Act as the primary point of contact for stakeholders, as well as the data & analytics subject matter expect (SME), providing regular updates on project progress and addressing feedback independently
  • Proactively identify opportunities to enhance products and processes to improve efficiency and decision-making
  • Interact with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy

Requirements

  • Experience in contributing to a data/analytic capability in a financial institution
  • 9+ years of experience
  • Foundational understanding of credit risk concepts and the ability to translate complex risk data into meaningful insights for stakeholders
  • Strong experience with data visualization tools and best practices (ideally using Tableau)
  • An ability to manipulate data using SQL and/or Python
  • Experience with low-code Extract Transform and Load (ETL) applications like (for example, Tableau Prep or Alteryx)
  • Strong communication skills, with the ability to present technical concepts to non-technical audiences effectively
  • A proactive and self-motivated approach to managing multiple projects and priorities in a fast-paced environment
  • Highly analytical & creative mindset

What we offer

  • competitive base salary (which is annually reviewed)
  • business casual workplace with a hybrid working model (up to 2 days working at home per week)
  • additional benefits that support you (and your family) to be well, live well, and save well
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