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Wholesale Credit Risk Intermediate Analyst

https://www.citi.com/ Logo

Citi

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Location:
India , Mumbai

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information.

Job Responsibility:

  • Provides analysis of a business' financial trends, indicators and other client data for presentation to the Team Lead/ Underwriter/ Underwriting Manager
  • Manages the risk associated with new and existing borrowing relationships
  • Performs spreads of client business financial statements
  • Creates Customer Accounting Systems through Credit Platform
  • Recognizes potential client risk through early warning systems
  • Performs periodic financial statement review
  • Tracks established financial covenants
  • Accompanies Underwriting Manager on customer site visits (when appropriate)
  • Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup

Requirements:

  • 4-7 years previous experience in a financial institution with a focus on credit analysis and spreading software
  • Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
  • Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
  • Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
  • Microsoft Office (Word, Excel, and PowerPoint) skills
  • Bachelor's/University degree or equivalent experience

Nice to have:

  • Insurance credit risk
  • CCR experience
What we offer:
  • Extensive on-the-job training and exposure to senior leaders
  • Traditional learning opportunities
  • Volunteerism opportunities
  • Global benefits supporting well-being, growth and work-life balance

Additional Information:

Job Posted:
October 09, 2025

Employment Type:
Fulltime
Work Type:
On-site work
Job Link Share:

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