Wholesale Credit Risk Intermediate Analyst, Citi

Wholesale Credit Risk Intermediate Analyst

Citi

Location:
India, Mumbai

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Risk Intmd Analyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of industry standards and practices. Working at Citi means joining a team of more than 230,000 dedicated people from around the globe with opportunity to grow your career, give back to your community and make a real impact.

Job Responsibility:

Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager
Manages the risk associated with new and existing borrowing relationships
Performs spreads of client business financial statements
Creates Customer Accounting Systems through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Monitors compliance to borrowing base credit facility
Accompanies Underwriting Manager on customer site visits (when appropriate)
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made

Requirements:

3-6 years previous experience in a financial institution with a focus on credit analysis and spreading software
Bachelor's/University degree or equivalent experience
Analyze program results vs expectations
Develop Strategies and Criteria
Gather data and prepare data for analysis
Good understanding of how the team and area integrate with others
Applies analytical thinking and knowledge of data analysis tools and methodologies
Requires attention to detail when making judgments and recommendations
Applies professional judgment when interpreting data and results
Developed communication and diplomacy skills

What we offer:

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Opportunity to give back and make a positive impact through volunteerism
Career growth and development support

Additional Information:

Job Posted:
October 21, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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