Wholesale Credit Risk Data Analyst Job at Citi (London)

Wholesale Credit Risk Product & Data Analyst

The Team sit within Citi's Enterprise Data Office and have a focus on serving ou...

Location

United Kingdom , Belfast

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Credit Risk knowledge & experience
Data & Analytics, and data visualization / business intelligence knowledge & experience
Experience in end-to-end project delivery
Knowledge of analytical tools for visualisation (e.g. Tableau)
Ability to manipulate data using SQL and/or Python
Strong communication skills
Proactive and self-motivated approach to managing multiple projects
Keen attention to detail and process/analytic mindset
Project Management skills with experience leading large cross functional initiatives

Job Responsibility

Interact with senior business stakeholders to understand their problem statement & design technical & process-based tactical & strategic solutions
Create a product vision aligned to business priorities and corresponding road-map to delivery
Act as the primary point of contact for stakeholders and data & analytics subject matter expert
Proactively identify opportunities to enhance products and processes
Identify data patterns & trends, and provide insights to business stakeholders
Interact with Risk, Product & Technology to distil long term vision and industry trends

What we offer

27 days annual leave (plus bank holidays)
Discretional annual performance related bonus
Private Medical Care & Life Insurance
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to learning and development resources

Fulltime

Wholesale Credit Risk Intermediate Analyst

The Credit Risk Intmd Analyst is a developing professional role. Deals with most...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-7 years previous experience in a financial institution with a focus on credit analysis and spreading software
Analyze program results vs expectations / Develop Strategies and Criteria / Gather data and prepare data for analysis
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
Bachelor's/University degree or equivalent experience

Job Responsibility

Provides analysis of a business' financial trends, indicators and other client data for presentation to the Team Lead/ Underwriter/ Underwriting Manager
Manages the risk associated with new and existing borrowing relationships
Performs spreads of client business financial statements
Creates Customer Accounting Systems through Credit Platform
Recognizes potential client risk through early warning systems
Performs periodic financial statement review
Tracks established financial covenants
Accompanies Underwriting Manager on customer site visits (when appropriate)
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup

What we offer

Extensive on-the-job training and exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Global benefits supporting well-being, growth and work-life balance

Fulltime

In-Business QA, Business Risk Credit Analyst

The role involves quality assurance relating to Wholesale Credit Risk processes,...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Relevant work experience in Risk & Control function focusing on Wholesale Credit Risk
Hands on experience of Data Science / Data Analytics
Deep understanding of control framework in the banks
Experience in BCBS 239 is highly desirable
Python is essential
Tableau and SQL are added advantages
Consistently demonstrates clear and concise written and verbal communication skills
Effective organizational influencing skills required
Excellent problem-solving skills
Ability to see the big picture with high attention to critical details

Job Responsibility

Support the In-Business Quality Assurance Head of Data Analytics to set the global strategy for and lead the implementation and ongoing delivery of a robust Data analytics and testing program for the Quality Assurance function as it relates to Wholesale Credit Risk (WCR) data governance
Provide effective challenge on the design and operation of the data and credit processes within ICM and report any identified gaps and concerns through quarterly reports published to ICM senior management
Ability to query and clean complex datasets from multiple sources to funnel into advanced statistical analysis
Hands-on experience in designing, planning, prototyping, productionizing, deploying, maintaining, and documenting reliable and scalable data science solution
Perform design and operational effectiveness assessments of various business processes within Wholesale Credit Risk
Participate and independently lead Quality Assurance Reviews (QAR) covering data-relevant aspects
Read policies, standards, and procedures to understand key pillars, responsibilities, associated risks, and expected controls for the business process(es) in scope
Lead data discovery to identify data lineage and controls for the defined business process in scope
Evaluate findings identified through the Quality Assurance process, determine materiality, and partner with business teams to drive sustainable remediation
Collaborate within IBQA teams and with QA Directors and provide them with analytics insights

Fulltime

In-Business QA, Business Risk Statistical Analyst

This position involves executing Quality Assurance Reviews (QARs) within the Ins...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

8+ years relevant work experience in Risk & Control function focusing on Wholesale Credit Risk
strong knowledge of Counterparty Credit Risk
deep understanding of control framework in banks
experience in BCBS 239 is highly desirable
Python is essential
familiarity with Tableau, SQL, MS Excel is an advantage
consistently demonstrates clear and concise written and verbal communication skills
effective organizational influencing skills required
excellent problem-solving capabilities and high attention to critical details
demonstrated ability to develop and implement strategy and process improvement initiatives

Job Responsibility

Support In-Business Quality Assurance Head of Data Analytics to set global strategy and lead implementation of a robust Data analytics and testing program for Wholesale Credit Risk data governance
provide effective challenge on data and credit process design and operation, and report identified gaps
query and clean complex datasets from multiple sources for advanced statistical analysis
design, assess, prototype, and document scalable data science solutions
perform operational effectiveness assessments for business processes with focus on Credit Underwriting, Counterparty Credit Risk, and Collateral Management
lead Quality Assurance Reviews covering Data aspects
read and understand policies, standards, and procedures for business processes in scope
lead data discovery to identify data lineage and controls
evaluate findings, determine materiality, and drive sustainable remediation
derive concrete insights from data

What we offer

Access to telehealth options
health advocates and confidential counseling
generous paid time off packages
programs for employee work-life balance.

Fulltime

Vp risk appetite execution lead analyst

The current opening is for a Vice President on the Risk Appetite & Limits team, ...

Location

Canada , Mississauga

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Proven experience in data analysis within the wholesale credit sector or a related financial area
Proficiency in Python or SAS for data analysis and statistical analysis, especially in wholesale credit applications
Strong working knowledge of statistical analysis techniques, such as regression, time-series analysis, and probability distributions (normal and binomial)
Ability to apply data and statistical analysis to perform sophisticated portfolio analysis to support better portfolio management

Job Responsibility

Perform in-depth data analysis focused on wholesale credit, identifying trends, patterns, and insights to drive decision-making
Leverage Python or SAS for data manipulation, sophisticated statistical analysis, visualization, and portfolio analytics in the wholesale credit domain to uncover patterns and concentrations within the portfolio
Identify portfolio concentrations (e.g., industry, geography, or counterparty) and provide actionable insights to help manage and mitigate associated risks
Gather and integrate data from multiple internal and external sources relevant to wholesale credit
Develop comprehensive narratives by synthesizing complex data specific to wholesale credit activities, including portfolio performance and risk assessment

Fulltime

Portfolio Credit Risk Management 2nd Line of Defense Lead Analyst

Portfolio Management Group (PMG) is risk management group covering Citi’s Bankin...

Location

Poland , Warsaw

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5+ years of experience in the financial industry, with significant exposure in developing analytical methodologies and modeling frameworks for credit risk measurement, regulatory capital and/or stress testing
3+ years of prior experience in a model development or model risk management function primarily working on PD and risk rating models and methodologies
Knowledge of coding in R, Python, or SAS, as well as writing and/or reviewing technical documentation
Comprehensive understanding of quantitative and qualitative methodologies and regulatory requirements used in credit risk modeling, particularly for the capital, stress testing and reserves calculations
Demonstrated knowledge across various wholesale credit portfolios and products, including an understanding of financial instruments and market dynamics
Ability to assess complex issues through root cause analysis and other analytical techniques
Strong oral and written communication skills, with a proven ability to synthesize complex concepts, translate into "user friendly" language, and present effectively and persuasively in text or slide format
Strong analytical skills with ability to identify and communicate root causes and trends
Proficient in Microsoft Office, particularly Excel (metrics and data analysis), PowerPoint (presentations), and Word (documentation)
Ability to manage multiple priorities and tasks, highly motivated with attention to detail, team-oriented, organized, pro-active, and capable of executing effectively across businesses, functions, and geographies

Job Responsibility

Support risk rating model oversight activities and prepare Governance Forum reviews, including prioritization of model changes, development, and assessment of model limitations and overlays
Provide independent review of annual and multi-year model enhancement plans to formulate holistic opinion on these developments to aid Senior Management decisions and meet Model Users expectations
Build sustainable, repeatable, and automated analytics supporting centralized model and risk rating related governance, including benchmarking and independent performance analysis of risk rating and PD models
Perform advanced ad hoc analytics and root cause analyses to respond to regulatory and business questions and provide insights, leveraging the best market practices and knowledge on risk ratings, PD modelling and related concepts
Support business and independent risk analysis to provide portfolio insights, define requirements, navigating technical model and risk rating policy and process related terms and documentation
Partner with and support the Model Sponsors, Model Developers, Model Users in 1st and 2nd line of business and Governance Forum activities concerning Wholesale Risk Ratings models and methodologies
Liaise with Model Developers to implement model methodology, such as inputs and outputs, along with qualitative components and model adjustments to ensure alignment with portfolio-specific nuances and expectations
Collaborate closely with other functions, such as product development and technology to ensure seamless integration and execution of model and risk rating oversight and implementation activities

What we offer

Private Medical Care Program
Life Insurance Program
Pension Plan contribution (PPE Program)
Employee Assistance Program
Paid Parental Leave Program (maternity and paternity leave)
Sport Card
Holidays Allowance
Sport and team recreation activities
Special offers and discounts for employees
Access to an array of learning and development resources

Fulltime

Data Analyst

W2 Candidates only. Business / Data Analyst - Develop design solutions, test sce...

Location

United States , Richmond, VA

Salary:

Not provided

Enormous Enterprise

Expiration Date

Until further notice

Requirements

Experience in Strong PL/SQL and Oracle Exadata or 10g
Microsoft Office suite usage
Wholesale Credit products & Client Onboarding / KYC
Expertise in Analytical Thinking, Attention to Detail, Problem Solving and Innovative thinking skills
Strong communication and presentation skills (both to technical and non-technical audience)
Proficiency in connecting dots across various applications and business to understand E2E view
Ability to effectively communicate across organization depending on audience i.e. in Tech speak (detail) and business speak (exec summary)
Proficiency with query tools to aid data analysis - Strong PL/SQL skills - Ability to write and analyze complex queries, stored procedures
Expertise with Microsoft Office suite usage
Experience with Oracle Exadata or 10g and above

Job Responsibility

Develop design solutions, test scenarios, and ensure the solution can be integrated successfully into the overall application/system with clear, robust and well-tested interfaces
Contributes to story refinement/defining requirements
Participates and guides team in estimating work necessary to realize a story/requirement through the delivery lifecycle
Performs spike/proof of concept as necessary to mitigate risk or implement new ideas

Vice President, Regulatory Reporting Lead Analyst

The VP, Regulatory Reporting Analyst (C13) is a senior professional position res...

Location

Philippines , Taguig City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience in Financial Services with experience in FR Y-14 Regulatory Reporting preferred
Proven track record analyzing complex financial reporting items in a high-profile environment
Experience with regulatory, finance and/or risk management reporting (such as Market Risk, Wholesale Credit Risk, and/or Financial Planning & Analysis)
Familiarity with Risk and Finance reporting data infrastructures and platforms across multiple products, functions, and/or businesses preferred
Working knowledge of related industry practices and standards
Ability to work with multiple functions
Proficient in Microsoft Office with an emphasis on MS Excel
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Proven organizational and time management skills
Proven problem-solving and decision-making skills

Job Responsibility

Investigating and assessing issues raised by regulators on items reported in Y-14 schedules related to actuals
Investigating and assessing issues affecting Y-14 schedules raised through other channels (such as data concerns, data tracing exercises, conformance reviews, etc.)
Providing an assessment to the Head of Y-14 Report Impact Assessment and seniors on the data quality of actuals information and the risk severity of Y-14 schedules impact
Assessing the effectiveness of known compensating controls
Maintaining a log of the issues and assessments (including remediation programs and compensating controls) for issues identified
Assist in the development of process efficiencies, improvement efforts and procedures, as well as data quality improvement projects
Work with senior leadership on strategic planning, establishing guidelines, implementing controls, and executing strategic plans
Build and maintain a thorough understanding of related product reporting and analytics and utilize knowledge of systems and process flows to provide insight and recommendations on identified issues
Has the ability to operate with a limited level of direct supervision
Can exercise independence of judgement and autonomy

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and plan for the future
Access to learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Wholesale Credit Risk Data Analyst

Citi

Location:
United Kingdom , London

Category:
Finance

Contract Type:
Employment contract

Salary:

Job Description:

Job Responsibility:

Requirements:

Nice to have:

Additional Information:

Job Posted:
May 03, 2025

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