Wholesale Credit Risk Analyst, Citi

Wholesale Credit Risk Analyst

Citi

Location:
India, Mumbai

Category:
Banking

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Credit Risk Analyst II is a developing professional role that applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices.

Job Responsibility:

Conduct risk assessments and client credit analyses
Review financial results and peer analyses
Prepare financial projections
Prepare green-light and transaction approval memos
Conduct due diligence
Build cash flow models and conduct sensitivity analyses
Escalate credit concerns/updates to senior risk and business managers
Propose risk mitigation action
Assist with portfolio review preparation and conducting stress tests
Build working relationships with various teams across the bank
Assess risk when business decisions are made
Drive compliance with applicable laws, rules and regulations

Requirements:

1-2 years of experience in credit risk analysis or corporate banking
Experience in financial analysis, accounting and valuation
Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
Consistently demonstrate clear and concise written and verbal communication
Proven ability to work with little direction and in a team
Demonstrated accountability, self-motivation and business acumen
Bachelor's/University degree or equivalent experience

What we offer:

Extensive on-the-job training
Exposure to senior leaders
Traditional learning opportunities
Volunteerism opportunities
Global benefits supporting well-being, growth and work-life balance

Additional Information:

Job Posted:
September 12, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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