Wealth Underwriter

• Participate in low to moderately complex Wealth Underwriting initiatives in support of high-net-worth portfolio management
• identify opportunities for process improvement within scope of responsibilities
• Review, analyze, and evaluate borrower financial data for basic high-net-worth client loans that require research, evaluation, and selection of alternatives to determine credit worthiness
• exercise independent judgement to monitor existing portfolio and identify medium risk issues
• Present recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise of Wealth Underwriting functional area policies, procedures, regulations, and compliance requirements
• Develop basic understanding of Home Lending policies, procedures, regulations, and compliance requirements for Wealth Investment Management client mortgages as needed
• Collaborate and consult with Wealth Underwriting peers, colleagues, and managers to resolve issues and achieve goals
• Adhere to credit risk management decisions to ensure satisfactory credit portfolio risk examinations

2+ years of Wealth Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• MBA or a CA, or an equivalent qualification
• 2+ years of Credit Underwriting experience in a bank or rating agency
• Experience in writing detailed credit memos is desirable
• Strong communication skills – both verbal and written. Ability to clearly & concisely speak on complex topics, as well as strong business writing skills
• High level of personal motivation and strong interpersonal skills and attention to detail.
• Must be comfortable working independently and as part of a team.