Wealth Credit Services Senior Analyst

• Manage pre-closing documentation and activities for efficient and compliant transaction execution
• Oversee credit data entry and maintain credit system updates for new credit lines, annual reviews, extensions, and amendments, ensuring accuracy and data integrity
• Conduct thorough reviews of loan and credit documentation to ensure strict compliance with credit approvals, regulatory requirements, and accuracy of critical data for reporting purposes
• Track, monitor, and test financial and non-financial covenants to ensure ongoing adherence and mitigate risk
• Ensure all collateral-driven requirements are met and executed
• Monitor credit insurances, ensuring adequate coverage and continuous compliance
• Proactively identify and escalate credit risks and issues, collaborating with appropriate stakeholders to drive timely and effective resolution
• Identify and implement process and control enhancements across the entire loan lifecycle, from front to back, to improve efficiency, effectiveness, and client experience
• Drive, and actively participate in strategic projects and working groups focused on enhancing performance, efficiency, and continuous improvement initiatives
• Mentor and develop junior team members, fostering a culture of continuous learning, growth, and high performance within the team

• 5-8 years of relevant experience in a large financial institution, preferably within credit lending, operations, underwriting support or risk management functions
• Proficiency in Microsoft Office, particularly advanced Excel skills for data analysis and PowerPoint for presentations
• Bachelor's degree in Finance, Business Administration, Economics, or a related field
• Fluent written and verbal English
• Demonstrated expertise in loan products, loan operations, credit lending rules, and legal/credit documentation within a financial institution
• Proven experience in managing and monitoring credit and transactional data
• Very good collaboration and stakeholder management skills
• Very good verbal and written communication skills
• High attention to detail and accuracy
• Strong analytical and problem-solving capabilities
• Demonstrated ability to build and maintain strong, productive partnerships
• Adaptability and resilience to thrive in a dynamic, fast-paced environment

Credit risk knowledge is an advantage

• Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
• Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
• Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
• Employee Assistance Program financed by Employer
• Paid Parental Leave Program (maternity and paternity leave
• statutory and 2 weeks additional paid paternity leave)
• Sport Card for employees subsidised via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
• Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events
• Additional day off for volunteering
• Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform
• Opportunity to receive an annual discretionary incentive award
• Special offers and discounts for employees
• Hybrid working model (currently up to 2 days working at home per week)
• Business casual workplace