Wealth Credit Risk 2LOD Officer, Vice President

• Risk assessment including evaluation of credit and financial performance across Wealth Product offerings (such as Margin loan, Derivative Products, Various Structured Lending Products) are preferred
• Understand applicable credit policies, local regulations and the requisite impact of those governance items
• Establish and leverage cross-functional partnerships and network with key internal and external constituencies
• Prepare risk management presentations for senior management that include analytics on portfolio performance and areas of potential risk and/or opportunity when needed
• Has the ability to operate with a limited level of direct supervision and escalate issues to relevant stakeholders, with a materiality mindset / recommendation (if any)
• Can exercise independence of judgement and autonomy, demonstrate proactive approach to make things progress
• Acts as SME to senior stakeholders and /or other team members
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

• 8-10 years of relevant experience
• Comprehensive understanding of Wealth Products, credit approval processes, risk assessment, creditworthiness evaluation, and risk forecasting
• In-depth knowledge of financial markets, banking operations, and the regulatory environment
• Proven experience in strategic planning, coordinating tasks, and overseeing projects related to credit approval and risk management
• Proficiency in analyzing complex data, prioritizing critical information, and making informed decisions
• Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences
• Expertise in risk management, identifying potential risks, developing mitigation strategies, and ensuring adherence to banking regulations and compliance requirements
• Bachelor's/University degree
• Master's degree preferred

Master's degree preferred

• Access to telehealth options, health advocates, confidential counseling and more
• Expanded Paid Parental Leave Policy
• Programs to manage financial well-being
• Learning and development resources
• Generous paid time off packages
• Resources and tools to volunteer in the communities