Vp-risk qc credit officer

• Performs oversight of the audit function
• Responsible for managing Risk and Controls and maintaining quality expectations set forth by the organization
• Integrates in-depth credit underwriting background with a solid knowledge of industry standards and practices
• Uses sound judgment to oversee more complex audit reviews and provide feedback to teams
• Develop, conduct and host meetings with Senior level management as well as attend meetings with cross-functional business partners and contribute to meeting content
• Analyze data, provide root cause analysis, generate accurate reports on a regular basis as well as facilitating ad-hoc reporting as needed in support of changes
• Interact with and present to regulators, GSE’s and internal audit as needed
• Attend various Regulatory Meetings, exam preparation meetings on behalf of Credit Risk to evaluate impacts
• The ability to communicate, both in writing and verbally, with various organizational levels, complimented by a strong customer service ethic and team orientation is required
• Ability to appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

• 10+ years previous consumer Mortgage underwriting experience
• Extensive mortgage industry knowledge related to credit worthiness, regulatory requirements, agency/non-agency and FHA/VA guidelines
• Exceptional skills in creating Power Point Presentations, Excel Spreadsheets and Word Documents
• Must be highly ethical and work with integrity
• Excellent verbal and written communication skills as well as effective listening skills
• Able to work across all levels in Risk Management and also with other Governance/Controls and business teams
• Excellent Presentation skills – adept at presenting effectively to audiences of various sizes and adapting style as necessary
• Able to work with key decision makers across various levels and functions within the organization
• Able to work in a rapidly changing environment, on multiple projects while supporting the audit team as a whole
• Strong organizational skills and attention to detail
• Strong ability to analyze data and provide root cause analysis, identify trends, and recommend actions

Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation