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At Citi, we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world's toughest challenges. We're currently looking for a high caliber professional to join our team as VP, Deposits Product Management Lead Analyst – Asia North Citigold(Internal Job Title: Product Mgmt Lead Analyst - C13) based in Hong Kong.
Job Responsibility
Develop and analyze strategic product roadmaps, product enhancements, and product launches
Oversee client and competitor market research to develop product innovation roadmaps
Review surveys and analyze competitive industry landscapes
Address fundamental challenges of product commoditization
Maintain deep understanding of competitor offerings, pricing strategies, and market positioning
Lead day-to-day product management for core deposit products
Execute client value propositions, positioning, segmentation, pricing, targeting, channel strategies, and competitive differentiation
Develop and implement sophisticated product pricing strategies
Design and optimize client journeys
Contribute to achievement of acquisition targets, product financial performance, revenue performance, and expense management goals
Oversee identification and execution of opportunities and gaps in business plans
Take full accountability for business performance and business risk management
Apply solid knowledge of balance sheet management and liquidity principles
Appropriately assess risk when business decisions are made
Drive compliance with applicable laws, rules and regulations
Manage internal and external audit processes related to DPS and deposit products
Apply sound ethical judgment
Escalate, manage and report control issues
Provide informal guidance and on-the-job training to new team members
Coach and lead junior product managers
Implement team procedures, client problem resolution, and client management frameworks
Foster a culture of analytical rigor and data-driven decision making
Lead or participate in system projects related to deposit product enhancements
Collaborate with technology, operations, and other stakeholders on product implementations
Ensure seamless integration of product changes across systems and platforms
Requirements
10+ years of relevant experience in financial services product management
Solid experience in deposit product management with proven track record of success
Hands-on experience with Deposit Protection Scheme (DPS), including managing internal and external audits
Deep experience in product pricing strategy and competitive positioning
Demonstrated experience in client segmentation and journey optimization
Experience in leading system projects related to product enhancements
Solid knowledge of balance sheet management and liquidity principles
Strong understanding of marketing, credit, acquisitions, product development, and analytics
Deep understanding of competitor landscape and market dynamics
Strong numeric sense with demonstrated analytical and quantitative skills
Demonstrated problem-solving and decision-making skills
Proven ability to coach and lead junior product managers to achieve financial goals
Full accountability mindset for business performance and risk management
Consistently demonstrates clear and concise written and verbal communication
Ability to work unsupervised and adjust priorities quickly as circumstances dictate
Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Bachelor's or Master's degree in Business, Finance, Engineering, Technology, or related fields preferred
What we offer
Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities