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Vp - credit risk approver (regional bank)

Singapore, Singapore River · Job Posted April 19, 2026

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Job Description

Performing credit risk evaluation. Evaluating, providing recommendations and approving of credit applications across different segments of the bank, flagging and mitigating potential credit risk issues. Reviewing and evaluating credit risk gradings and justifying rejections and alternative resolutions. Abiding by delegated and product limits, staying compliant to credit guidelines and regulatory requirements. Stay updated on market, business and industry trends and handling related operational aspects. Attending client meetings with relevant representatives from different business units, gathering information to understand their needs and structuring credit solutions.

Job Responsibility

  • Performing credit risk evaluation
  • Evaluating, providing recommendations and approving of credit applications across different segments of the bank, flagging and mitigating potential credit risk issues
  • Reviewing and evaluating credit risk gradings and justifying rejections and alternative resolutions
  • Abiding by delegated and product limits, staying compliant to credit guidelines and regulatory requirements
  • Stay updated on market, business and industry trends and handling related operational aspects
  • Attending client meetings with relevant representatives from different business units, gathering information to understand their needs and structuring credit solutions

Requirements

  • Degree in Accountancy, Business Management, Banking & Finance and Economics
  • At least 10 years of credit risk experience in Corporate/ SME banking
  • Strong knowledge in credit underwriting and financial analysis, interpreting financial statements and basic financial accounting knowledge
  • Sound knowledge credit-related regulations

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