Vp - Credit Officer Job at Citi (Jakarta)

Credit Portfolio Officer, VP - Mortgage Servicing Credit Risk Strategy & Analytics

The Mortgage Servicing Credit Risk Strategy & Analytics role will support the de...

Location

United States , Irving

Salary:

114720.00 - 172080.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

6-10 years of experience in credit risk management in the financial services industry performing quantitative analysis, risk analytics, implementation of analytically driven risk management approaches, models or tools
Experience within Mortgage Servicing or one or more areas in credit portfolio management (collections, loss-mitigation, foreclosure/REO, net credit loss, FFIEC/accounting impairment)
Bachelor’s degree in economics, Finance, Statistics, Applied Mathematics or related fields. Master’s degree preferred.
Active role in performing some analytical components of model or quantitative method/tool development (data collection, segmentation analysis, sensitivity testing, business rules/ model documentation, & production implementation)
Statistical/econometric programming skills strongly preferred (SAS, Tableau, PYTHON, etc.)
Prior experience working in a regulatory and compliance policy environment

Job Responsibility

Assist in developing credit portfolio management strategies across default life cycle (collections, loss-mitigation, HELOC Line Management) internally and with strategic partners by leveraging data analytics inclusive of score-based models, on-us/off-us data, and business rules
Support Portfolio Risk Manager to optimize risk-return dynamics by overseeing credit/default risk and/or collection strategies and developing recommendations for policy optimization throughout the default lifecycle
Develop framework for portfolio risk assessment including evaluation of credit, financial and collections performance across varied segments of mortgage residential portfolios.
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to new initiatives
Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and new program due diligence
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Stay abreast of emerging industry trends in data analytics and perform proactive analytics to assess and support portfolio and origination strategies
Proactively identify emerging risks within the portfolio and gaps that might compromise Credit Policy strategies and increase losses.
Liaise with key stakeholders to advance and support initiatives.
Lead analytics workstreams partnering with stakeholder teams effectively to impart knowledge and rationale for tasks and ensure ownership for assigned responsibilities, lead to successful completion of goals, as an incubator for innovation

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

Fulltime

Model / Analytics / Validation Officer, VP

The Model/Anlys/Valid Officer is a strategic professional who stays abreast of d...

Location

Philippines , City of Taguig

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years experience
Proficient in Microsoft Office with an emphasis on MS Excel
Consistently demonstrates clear and concise written and verbal communication skills
Self-motivated and detail oriented
Demonstrated project management and organizational skills and capability to handle multiple projects at one time
Practical experience using SAS or similar statistical coding software to build and test prediction models
comfortable interfacing with business clients
proficiency handling very large data sets
Experience in a quantitative role in risk management at a financial institution with experience in either model development or validation
Good knowledge and understanding of a variety of model development and validation testing techniques covering risk models

Job Responsibility

Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational
Also, may develop, validate and strategize uses of scoring models and scoring model related policies
Manages model risk across the model life-cycle including model validation, ongoing performance evaluation and annual model reviews
Produces analytics and reporting used to manage risk for Citi's operations
Translates operational requests from the business into programming and data criteria and conduct systems and operational research in order to model expected results
Assists in the development of analytic engines for business product lines
Communicates results to diverse audiences
Conducts analysis and packages it into detailed technical documentation report for validation purposes sufficient to meet regulatory guidelines and exceed industry standards
Participates on teams to solve business problems
Identifies modeling opportunities that yield measurable business results

Fulltime

Vp - Rpc Credit Analyst

Summary: To support Counterparty Risk Analysis' role covering principally the Te...

Location

United States Of America , NEW YORK

Salary:

160000.00 - 165000.00 USD / Year

Crédit Agricole

Expiration Date

Until further notice

Requirements

Bachelor Degree / BSc Degree or equivalent
Minimum of 7 years of credit or finance experience preferably at a bank or rating agency
Education Essential: BA and business courses in relevant field
Education Desirable: MBA or equivalent in finance
Experience Desirable: Experience with TMT sector and leveraged finance
Competencies Essential: Strong Microsoft Excel skills
Strong Microsoft Word skills
Competencies Desirable: Knowledge of CACIBs systems and procedures
Strong work ethic
Strong English written and oral communication skills

Job Responsibility

Reviews credit applications for completeness, consistency with internal policies, and follows up as needed with Front Office
Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and research
Reviews in detail and/or prepares internal rating models (Anadefi), making corrections as needed
Drafts RPC Opinions and performs thorough credit analysis, as the case may be, meeting deadlines responsibly
Makes recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure
Verifies the accuracy of data in CACIB internal risk systems including Phidias, Eurecca, and Anadefi
Completes timely all internal risk systems
Coordinates with Paris questions which may arise in credit proposal and analyses for names which are under Head Office delegation
Responds to requests from Loan Review and internal and external auditors
Completes special assignments and ad hoc projects requested by CACIB NY and / or RPC Paris

Fulltime

Senior Credit Analyst - VP

The Senior Credit Analyst is a strategic professional who stays abreast of devel...

Location

Netherlands , Amsterdam

Salary:

88461.54 - 141538.46 EUR / Year

Citi

Expiration Date

Until further notice

Requirements

6-10 years previous credit experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
including complicated business structures with foreign subsidiaries and/or parent organizations
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Experience in handling complex credit transactions (M&A, Leverage Lending, Large Syndications)
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Effective inter-personal and written/verbal communication skills
Thorough problem credit recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team

Job Responsibility

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Citi’s policies, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Prepare a detailed written credit summary of commercial applicants requesting credit by analysing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services - within Commercial Banking and the broader organization
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure the business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
Assists business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels
Work with management team on prioritization and implementation of approved actions

Fulltime

VP Commercial Loan Officer

We are looking for an experienced VP Commercial Loan Officer to grow and manage ...

Location

United States , Minneapolis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

At least 5 years of commercial lending experience, with a strong background in portfolio development and credit management
Experience in with Commercial Real Estate Lending
Demonstrated knowledge of commercial banking products, lending practices, and credit policy application
Ability to analyze business financial statements, tax returns, and global cash flow to make sound underwriting decisions
Experience presenting credit requests and communicating risk considerations clearly to decision-makers
Proficiency with Microsoft Office, including advanced Excel skills for financial analysis and reporting
Strong written and verbal communication skills, with the ability to manage multiple priorities independently in a fast-paced environment
Sound judgment, problem-solving ability, and a detail-oriented approach to client service and credit-related decisions

Job Responsibility

Develop new commercial banking relationships by prospecting businesses and identifying lending opportunities that align with portfolio goals
Review financial statements, tax returns, and supporting documentation to assess borrower strength and determine appropriate credit solutions
Structure financing proposals that balance client needs with prudent risk management and institutional lending standards
Partner with credit and analysis teams to prepare thorough loan presentations and bring recommendations forward for approval
Participate in credit committee discussions and respond confidently to questions regarding assigned borrowing relationships
Maintain regular contact with existing clients to evaluate changing business needs, deepen relationships, and uncover additional banking opportunities
Monitor portfolio performance by tracking covenant compliance, reviewing higher-risk credits, and identifying signs of deteriorating financial conditions
Ensure renewals, annual reviews, and risk rating updates are completed accurately and within required timeframes
Provide guidance and coaching to branch teams and entry-level lenders on commercial lending, business development, and deposit growth strategies
Support clients and internal partners by addressing commercial banking inquiries and contributing to special projects as needed

What we offer

medical insurance
vision insurance
dental insurance
life insurance
disability insurance
401(k) plan

Fulltime

Python Counterparty Credit Risk Senior Developer - VP

ACE Quant Development Team is a group within Citi's Financial, Market & Credit R...

Location

Poland , Warsaw

Salary:

268390.00 - 457010.00 PLN / Year

Citi

Expiration Date

Until further notice

Requirements

Solid mathematical finance and statistical analysis skills
Knowledge of probability and stochastic calculus
Thorough and detailed approach to accuracy are essential
Ability to follow procedures and operate within strict guidelines
Excellent verbal and written English
Ability to work in a team and to work well under pressure
Excellent command of programming using Python
Experience developing software for Windows and Linux
Good command of scripting using UNIX Shell (ksh, bash, etc)
Experience working collaboratively within large development teams

Job Responsibility

Development and maintenance of the ACE Python application
Assist with transition to cloud
Identifying and developing calculation optimization improvements
Working with Front Office teams to integrate quant library/technology enhancements into the codebase
Supporting the build, testing and release management of the credit risk application
Work on Regulatory and Governance based projects across a range of the asset classes
Providing regular development updates to stakeholders
Performing data analysis and producing regular reports
Take ownership and proactively follow up on issues if they arise

What we offer

Employer paid Defined Contribution Pension Plan contribution of 6% of employee’s pensionable earnings (PPE Program)
Employer paid Private Medical Care Package for employees and Private Medical Care Packages for certain family members available at preferential rates
Employer paid Life Insurance Program for employees and Life Insurance for certain family members available at preferential rates
Employee Assistance Program financed by Employer
Paid Parental Leave Program (maternity and paternity leave
statutory and 2 weeks additional paid paternity leave)
Sport Card for employees subsidized via Social Benefits Fund and Sport Cards for certain family members available at preferential rates
Additional benefits from Company’s Social Benefit Fund, in particular: Holidays Allowance, support for sport and cultural activities, team building events
Additional day off for volunteering
Cafeteria/ flex benefit – a company benefits system which enables employees to select and purchase benefits offered by a provider and available for employees on the platform

Fulltime

New

Java Development Lead - Credit Risk Technology - Vice President

We are seeking a highly motivated and experienced Vice President, Development Le...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's or Master's degree in Computer Science, Engineering, or a related field
10+ years of experience in software development, with at least 3+ years in a leadership role (Lead Developer, Tech Lead, VP Development)
Strong hands-on programming skills in Java and related technologies
Extensive experience with modern tech stacks and cloud platforms (e.g., AWS, Azure, GCP), including microservices, APIs, containerization (Docker, Kubernetes), and serverless computing
Proven experience in leveraging AI/ML tools and technologies for software development using effective prompting in building large-scale, high-performance applications
Deep understanding of software architecture patterns, data structures, and algorithms
Experience with various databases (SQL and NoSQL) and complex data integration/streaming technologies
Proficiency with CI/CD pipelines, DevOps practices, and automated testing frameworks
Excellent problem-solving, analytical, and communication skills
Ability to inspire and motivate a technical team

Job Responsibility

Lead by example, actively contributing to the design, architecture, and hands-on development of critical software components using AI-first approach
Drive technical excellence, ensuring best practices in coding, testing, and deployment are followed for high-performance and large-scale applications
Conduct code reviews, provide constructive feedback, and mentor team members in advanced development techniques
Manage work of a team of software engineers, including Code reviews, Design Reviews, technical coaching etc
Foster a collaborative, innovative, and inclusive team environment focused on tackling challenging firm-wide initiatives
Allocate resources effectively to meet project deadlines and objectives related to risk management solutions
Identify and evaluate emerging technologies, frameworks, and AI tools (Devin, Co-Pilot etc) that can enhance our credit risk management product offerings and development processes
Drive the adoption of modern tech stacks (e.g., cloud-native, microservices, serverless architectures, containerization) and AI/ML capabilities into our solutions for limit monitoring, exception management, stress testing analysis, and escalation workflows
Contribute to the strategic roadmap and vision for technology development within the Credit Risk Technology team
Define and enforce architectural standards and patterns for robust, scalable, and secure credit risk applications

What we offer

The opportunity to work with a cutting-edge tech stack and innovative AI tools on critical firm-wide initiatives
A collaborative and supportive work environment where your contributions directly impact Citi's risk management capabilities
Challenging projects that will push your technical boundaries and provide significant exposure to complex financial systems
Competitive salary and comprehensive benefits package

Fulltime

New

Vp Commercial Lender

We are looking for an accomplished commercial lending leader to expand business ...

Location

United States , Minneapolis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

At least 3 years of experience in commercial lending, business banking, or a closely related financial services role
Demonstrated ability to develop commercial relationships, generate new business, and grow an assigned portfolio
Knowledge of commercial credit analysis, including the ability to evaluate complex financial information and lending structures
Strong understanding of portfolio management practices, loan administration standards, and regulatory considerations
Effective communication and negotiation skills with the ability to build credibility with business clients and internal partners
Background in the banking industry with experience supporting commercial borrowers and cross-selling financial products
Formal credit training or prior experience in credit analysis or collateral review is preferred
Ability to work primarily in an office setting while also meeting clients on-site and participating in community events as needed

Job Responsibility

Manage a portfolio of commercial banking clients by delivering responsive service, maintaining strong credit standards, and ensuring documentation remains accurate and current
Identify growth opportunities within existing relationships by introducing additional lending, treasury, and deposit solutions that deepen client engagement and increase revenue
Pursue new commercial business through proactive outreach, networking, and consultative conversations with prospective customers in the local market
Review portfolio performance regularly, address delinquency concerns early, and work through higher-risk credits with appropriate follow-up and oversight
Partner with internal teams to structure financing solutions that align with client objectives, bank policies, and regulatory expectations
Represent the bank at local business and community events to strengthen market visibility and build long-term business relationships
Protect confidential customer and bank information while conducting all activities with discretion and sound judgment
Maintain an active development plan through continuing education and ongoing enhancement of lending and credit expertise

What we offer

Medical, vision, dental, and life and disability insurance
401(k) plan

Fulltime

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Vp - Credit Officer

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