Vp Commercial Lender

• Manage a portfolio of commercial banking clients by delivering responsive service, maintaining strong credit standards, and ensuring documentation remains accurate and current
• Identify growth opportunities within existing relationships by introducing additional lending, treasury, and deposit solutions that deepen client engagement and increase revenue
• Pursue new commercial business through proactive outreach, networking, and consultative conversations with prospective customers in the local market
• Review portfolio performance regularly, address delinquency concerns early, and work through higher-risk credits with appropriate follow-up and oversight
• Partner with internal teams to structure financing solutions that align with client objectives, bank policies, and regulatory expectations
• Represent the bank at local business and community events to strengthen market visibility and build long-term business relationships
• Protect confidential customer and bank information while conducting all activities with discretion and sound judgment
• Maintain an active development plan through continuing education and ongoing enhancement of lending and credit expertise

• At least 3 years of experience in commercial lending, business banking, or a closely related financial services role
• Demonstrated ability to develop commercial relationships, generate new business, and grow an assigned portfolio
• Knowledge of commercial credit analysis, including the ability to evaluate complex financial information and lending structures
• Strong understanding of portfolio management practices, loan administration standards, and regulatory considerations
• Effective communication and negotiation skills with the ability to build credibility with business clients and internal partners
• Background in the banking industry with experience supporting commercial borrowers and cross-selling financial products
• Formal credit training or prior experience in credit analysis or collateral review is preferred
• Ability to work primarily in an office setting while also meeting clients on-site and participating in community events as needed

Formal credit training or prior experience in credit analysis or collateral review is preferred

• Medical, vision, dental, and life and disability insurance
• 401(k) plan