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We are seeking an experienced VP, Commercial Credit Administration Manager to lead commercial credit administration efforts, support and develop analysts, and ensure strong underwriting, risk assessment, and portfolio management across the commercial loan portfolio.
Job Responsibility
Mentor, supervise, and develop credit analysts
Perform credit analysis for new loan requests and oversee existing commercial loan relationships
Independently approve commercial loans up to $500,000
Analyze financial statements, cash flow, borrower performance, industry trends, and management profiles to assess credit risk
Prepare and review annual reviews, loan renewals, modifications, and maturing loans
Underwrite mid-size to large commercial loans, including commercial real estate and commercial & industrial (C&I)
Requirements
Bachelor’s degree in business, accounting, finance, or a related discipline, or equivalent experience in financial and credit analysis
At least 5 years of banking experience in credit analysis, underwriting, or risk evaluation within commercial lending
Background supporting both commercial real estate and commercial & industrial lending environments
Minimum of 3 years of leadership or supervisory experience managing analysts or credit professionals
What we offer
medical, vision, dental, and life and disability insurance