Vice President Underwriting Card PIL Flexi, HSBC

Vice President Underwriting Card PIL Flexi

HSBC

Location:
Indonesia, Jakarta

Category:
Banking

Contract Type:
Employment contract

Salary:

Not provided

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Job offer has expired

Job Description:

Wealth and Personal Banking serves more than 50 million customers with a range of banking and wealth management services globally. This role involves handling the approval process and monitoring WPB credit applications for unsecured products, collaborating with various teams, and implementing strategies to maximize profitability while adhering to service standards.

Job Responsibility:

To be responsible for the management of approval process, review and control & monitoring of the WPB credit application for unsecured Products e.g Cards, PIL, FlexiCredit, portfolio management action and management of related credit decision activities of credit operations
Work closely with Risk Policy, Product Team, Sales Team, Branch to implement efficient strategies to maximize profitability within a challenging growth environment
Improve, achieve, and maintain consistent and credit approval process within the agreed service standard and within the set guidelines for credit process in aggressive business growth scenario and competitive market to satisfy customer within the risk reward policies
Think laterally and analytically to resolve problems
Manage process efficiency to minimize credit processing cost

Requirements:

Hold a minimum bachelor degree
Knowledge of Wealth and Personal Banking area
At least 5 years experienced in related area, especially Underwriting process
Risk management experience is preferred, with the ability to focus quickly on key issues
High degree of analytical skills on both individual credits and from a portfolio basis
Focused written and verbal communications skills
Demonstrate high degree of integrity
Strong leadership in managing and developing the team
Having ability to engage and work collaboratively with other functions
Fluent communication and interpersonal skills

What we offer:

Flexible working
Opportunities to grow within an inclusive and diverse environment
Professional development

Additional Information:

Job Posted:
May 21, 2025

Expiration:
June 30, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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