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Vice President, Senior ALM Specialist

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Crédit Agricole

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Location:
United States Of America , NEW YORK

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Category:

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Contract Type:
Not provided

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Salary:

115000.00 - 160000.00 USD / Year

Job Description:

The Vice President, Asset Liability Management (ALM) is a senior leadership role within the U.S. ALM function, designed for an experienced ALM professional who will operate as a second in command or Deputy Head of ALM—in judgment, communication, and regulatory credibility. This role supports the Head of ALM and the Head of Financial Steering and ALM for the Americas while independently owning core elements of the liquidity, balance sheet, and interest rate risk framework.

Job Responsibility:

  • Senior Ownership of Liquidity & Balance Sheet Risk: Own major components of the internal liquidity framework: Internal Liquidity Stress Testing (ILST)
  • Cash-Flow Forecasting (CFF)
  • Survival horizon and liquidity buffer analysis
  • Early Warning Indicators (EWIs)
  • Independently analyze and explain drivers of liquidity risk movements
  • Ensure ALM outputs are logically coherent, consistent over time, and defensible under scrutiny
  • ALCO & Executive Communication: Act as a trusted senior voice in ALCO discussions
  • Draft and deliver clear, structured, regulator-grade written materials for: ALCO decks
  • Senior management memos
  • Internal governance documentation
  • Translate technical analysis into plain, precise English
  • Regulatory Interaction & Exam Readiness: Serve as a primary ALM counterpart in regulatory interactions related to: Liquidity stress testing methodology
  • FR 2052a structure, movements, and controls
  • Contingency Funding Plan (CFP)
  • Funding concentration and market access
  • Draft regulatory responses and analytical explanations with minimal oversight
  • Anticipate supervisory concerns and proactively adjust ALM analysis and documentation
  • Treasury, Risk & Head Office Interface: Work closely with U.S. Treasury Department while preserving ALM’s independent risk perspective
  • Coordinate with 2LOD Liquidity Risk Management on: Assumptions
  • Methodology reviews
  • Governance clarity
  • Act as a translator between U.S. regulatory expectations and Head Office frameworks
  • Data, Controls & Analytical Integrity: Ensure high standards of data quality, assumptions, and controls across ALM reporting and models
  • Contribute to modernization efforts (automation, analytics, visualization)

Requirements:

  • Bachelor Degree / BSc Degree or equivalent
  • 6 - 10+ years of experience in ALM, Treasury, or Liquidity Risk within a large bank or FBO
  • Demonstrated hands-on experience with: Internal liquidity stress testing (beyond LCR/NSFR)
  • Cash-flow forecasting frameworks
  • CFP design and governance
  • FR 2052a or equivalent granular liquidity reporting
  • Direct exposure to regulatory exams and supervisory dialogue
  • Strong understanding of: U.S. liquidity regulation and supervisory expectations
  • EPS Category IV implications for ALM
  • Interactions between liquidity, funding, capital, and balance sheet strategy
  • Solid product knowledge across: Wholesale funding
  • Loans and commitments
  • Securities financing
  • Derivatives and collateral mechanics
  • Advanced Excel, Word, and PowerPoint
  • English Required

Nice to have:

  • Advanced Degree (MBA, MS Finance/Economics) or CFA
  • Familiarity with SQL, Python, or visualization tools (Power BI) is a plus
  • French, Spanish, or Portuguese is a plus

Additional Information:

Job Posted:
February 01, 2026

Employment Type:
Fulltime
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