Vice President, Retail Job at R&W (Montréal)

Retail Credit Policy - Vice President

The Credit Risk Portfolio Manager is a management-level position responsible for...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

8-12 years of progressive experience in retail credit risk management, consumer lending, or a related financial discipline, preferably within a large financial institution focusing on credit cards and personal loans
Bachelor's degree in Finance, Accounting, Economics, Computer Science, or a related field
Advanced proficiency with analytical and data manipulation tools (e.g., SAS, SQL, R, SPSS) for large consumer datasets and behavioral analysis
Demonstrated experience with econometric and statistical modeling or application risk scoring specifically for retail credit products (e.g., credit card risk models, behavioral scoring, fraud detection models in consumer lending)
Proven ability to work with large datasets, understanding probabilities/distributions, and building decision trees and regression models relevant to consumer credit risk
Thorough knowledge of the retail credit lifecycle, including origination, underwriting, account management, collections, and its interdependencies
Excellent time management, organizational, analytical, and strong quantitative skills
Superior written and verbal communication skills, with the ability to present complex information clearly and concisely to diverse audiences, including senior management and regulatory bodies
Proficiency in Microsoft Office Suite, particularly Excel and PowerPoint

Job Responsibility

Strategic Leadership & Policy Development: Effectively leads and oversees multiple policy change implementation projects specific to retail credit products, providing end-to-end support within the Risk Management Organization
Establishes and refines operating policies and procedures related to credit approval and verification, credit card fraud prevention, delinquency and loss management, and overall consumer lending strategies
Team and Resource Management: Conducts managerial responsibilities including coaching, mentoring, and escalation as needed within the retail credit risk team
Ensures continuous process improvement and efficiency initiatives are identified and implemented to support business unit goals in consumer lending
Credit Risk Oversight & Analysis: Drives the assessment of Citi's credit risk management practices and leads the identification and mitigation of credit risk across unsecured retail portfolios (e.g., credit cards)
Analyzes complex credit risks using advanced reports, scorecards, risk systems, and expert judgment, with a particular focus on behavioral scoring models, application fraud detection, and collections strategies relevant to retail products
Oversees post-implementation validation for Credit Implementations and develops robust test plans to ensure business policy changes are effectively validated within the retail lending context
Portfolio Performance & Reporting: Conducts periodic and ad-hoc analyses on retail credit portfolio performance for Risk Governance Assessments
Business Growth & Risk Strategy: Identifies business opportunities, develops sophisticated credit tests and risk strategies, balancing risk and return for retail products
Collaborates with cross-functional teams to ensure flawless execution of policy tests and strategies across the consumer lending lifecycle

What we offer

Learn About Global Benefits (see Global Benefits section mentioned but not detailed)

Fulltime

Retail Credit Policy – Assistant Vice President

Citi is seeking an experienced and motivated professional to join its Risk Manag...

Location

India , Chennai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5–8 years of relevant credit experience, preferably in a financial institution
Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
Strong English written and verbal communication skills
Excellent time management, organizational, and analytical abilities

Job Responsibility

Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
Evaluate moderately complex and variable credit issues with significant business impact
Balance potentially conflicting data sources and develop actionable credit risk strategies
Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports
Assist with Business Monitoring and Review activities
Prepare internal presentations for management and regulatory stakeholders
Promote ethical decision-making and support risk and control issue transparency across the firm

Fulltime

Vice President, Sales – Customer Acquisition & Engagement, Retail & Commerce

As sales lead for the Consumer Acquisition and Engagement Retail & Commerce segm...

Location

Germany , Frankfurt

Salary:

Not provided

Mastercard

Expiration Date

Until further notice

Requirements

Senior commercial leader with a proven track record building and leading high‑performing sales organizations within digital engagement ecosystems, including SaaS, martech, media, advertising technology, agencies, or adjacent environments
Strong consultative, outcome‑driven selling mindset with consistent revenue growth results
Proven track record of managing large, geographically dispersed teams and delivering results in a high-performance environment
Experience working within or alongside large enterprise organizations
ability to navigate complex corporate structures
Strong organizational skills, sense of urgency, and ability to implement effective coaching and performance management processes
Deep understanding of digital engagement, retail and commerce environments, and media and advertising ecosystems
Experience with SaaS business models is important
however, deep advertiser‑side, agency, or media‑platform experience may be considered in lieu of a purely product‑led SaaS background
Exceptional relationship builder who conveys credibility and confidence, with the ability to influence stakeholders, navigate complex conversations, and challenge constructively when needed

Job Responsibility

Set and monitor sales objectives for the European team, ensuring achievement of quarterly targets under a specific incentive plan
Coach, develop, and, when necessary, make decisions on team composition to ensure high performance in a SaaS sales environment
Oversee a core team of 15+ people, while also indirectly managing additional supporting functions
Collaborate with supporting functions (sales engineering, partnerships, lead generation) to maximize team effectiveness
Maintain a small individual sales target focusing on key or strategic accounts
Ensure the team is well-supported and that cross-functional collaboration is effective

Fulltime

Wealth and Retail Fraud Risk 2nd LOD, Senior Vice President

Individuals in Fraud Risk establish and manage fraud risk policies, propose stra...

Location

United States , Getzville; Wilmington

Salary:

115840.00 - 173760.00 USD / Year

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience
5-7+ years in or supporting Wealth or asset management businesses, product segments, or high net worth customer bases
Robust understanding of fraud risk, and broader operational risk management frameworks, industry standards, regulatory requirements, and risk mitigation practices
Demonstrated leadership in coordinating with business units and senior management to address fraud risk issues and implement solutions
Demonstrated track record of effectively assessing and managing competing priorities
Experience interacting with Regulators and Internal Audit
Previous experience working on complex firm-wide projects or processes
Effective leadership ability to credibly challenge and influence stakeholders
Comfortable in dynamic environments, capable of adapting to change while maintaining focus on risk management objectives
Ability to think strategically and align fraud risk management with organizational goals and regulatory obligations

Job Responsibility

Oversee the application of fraud risk policies, tools, and governance processes, creating sustainable solutions for minimizing losses resulting from failed internal processes, inadequate controls, and emerging risks related to fraud
Design and oversee the implementation of robust control measures to mitigate identified fraud risks
Independently assess fraud risks within the business, ensuring that the level of exposure to potential fraud risk is within the organization's acceptable risk appetite
Review and challenge the effectiveness of risk mitigation strategies and control measures implemented by the 1st line of defense
Build and maintain effective relationships with Business partners, establishing credibility by understanding the business, their needs, strategic priorities, and challenges
Provide strategic fraud risk advisory and support to the business and other stakeholders
Guide them in making informed decisions that consider the potential impacts and risks of fraud
Partner with key stakeholders to drive fraud risk management strategy in alignment with organizational objectives and risk appetite
Support independent oversight and assurance over the bank’s broader operational risk management frameworks, ensuring compliance with regulatory requirements and internal policies
Support internal and external audits and regulatory examinations, as applicable

What we offer

medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
discretionary and formulaic incentive and retention awards

Fulltime

Mortgage Servicing - Default Risk Management - Vice President

Citi’s has one of largest US bank-owned residential real estate portfolios (US-R...

Location

India , Haryana

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

10+ years of experience in credit risk management in the financial services ideally with a large bank mortgage portfolio or equivalent consumer credit portfolio management experience at a leading consumer financial institution with knowledge of consumer residential real estate market and regulatory management in the U.S.
Knowledge and expertise in holistic risk management (identification, measurement, monitoring) risk analytics, risk oversight in addition to default servicing (ex. foreclosure, bankruptcy) domain experience desired
Experience within Mortgage Servicing or one or more areas in default credit portfolio management (collections, loss-mitigation, foreclosure, bankruptcy, REO)
Bachelor's degree in economics, Finance, Statistics, Applied Mathematics or related fields. Master's degree preferred
Ability to navigate complex decisions and situations including engagement with various senior stakeholders (CRO, LOB CEOs, senior business representatives and regulators)
Strong, clear, concise written and verbal communication capabilities. (ex. complex issues in concise executive summaries)
Proficient in SAS/Python, Tableau. In addition. excellent skills with common Microsoft productivity tools including Excel, PowerPoint, Visio
Prior experience working in a regulatory and compliance policy environment, preferably in US Mortgage Servicing

Job Responsibility

Assist in the development and management of risk strategies, analytics, and oversight of activities across the Default Servicing lifecycle including pre-foreclosure, foreclosure, bankruptcy, REO and other late-stage default populations (e.g., SCRA, litigation, etc.) for US Residential Real Estate Portfolios
Identify and escalate risk and control issues to control partners and senior leadership within the Risk Organization with transparency, in a timely fashion and in adherence to applicable policies and procedures
Understand applicable credit policies, industry regulations and the requisite impact of those governance items to default portfolio management
Proactively identify emerging risks within the portfolio and gaps that might compromise Retail Credit Policy compliance and /or expose the firm to adverse outcomes
Develop framework for portfolio risk assessments including evaluation of credit/default, operational and financial risks across varied segments of mortgage residential portfolios
Support Default Risk leadership to appropriately manage risk-return tradeoffs by overseeing development and execution of credit/default risk oversight routines and developing recommendations for policy & risk oversight process enhancements throughout the default lifecycle
Utilize SAS/Python, Tableau to perform risk analyses including default portfolio segmentation, performance indicator development & monitoring
Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
Interacts with Audit and Risk Review personnel and with external regulators during their periodic reviews of US RRE portfolio
Proactively engage with key stakeholders to advance and support risk and control priorities

Fulltime

Vice President Of Operations - Student Nutrition

Aramark Student Nutrition provides food and nutrition services to over 350 schoo...

Location

United States , Chicago

Salary:

180000.00 - 190000.00 USD / Year

Aramark

Expiration Date

Until further notice

Requirements

Bachelor's degree required, master's degree desired
Minimum of 10-12 years of progressive responsibility, successful experience in general management with full P&L responsibility
food, facilities, or retail service sector preferred
Proven leadership and experience with managing effective client relationships that are high, wide and deep
Demonstrated leadership skills including broad knowledge of management practices and good business analysis/project management skills
Demonstrated ability to grasp a large, complex, global business at a base level and use this understanding to set overall strategy and drive business process improvement
Adept business savvy to effectively communicate and work with other executives in support of achieving business and systems goals
Strong business planning skills to complete strategic projects with implications for business areas with rapidly evolving business processes
Must possess a balanced perspective on strategic and tactical issues
Proven ability to manage numerous projects, as well as resources, remotely in a highly dispersed organization

Job Responsibility

Manage all facets of the area including sales, finance, human resources, and customer service including full P&L accountability
Drive new sales growth within existing client base and ensure the delivery of exceptional customer service to our clients
Develop short- and long-term operational strategies in partnership with senior team members and lead the design, development, and execution of those strategies to achieve measurable outcomes in a timely, cost-effective manner
Lead and manage a highly productive, motivated and driven team through strong communication, empowerment, reward, and coaching techniques
Maintain close working relationships with partner group in functional areas, including Sales, Human Resources, Finance, Marketing, Supply Chain, and Compliance
Partner with the business unit leaders and other key stakeholders to inspire change and implement new business processes.

What we offer

Medical
dental
vision
work/life resources
retirement savings plans like 401(k)
paid days off such as parental leave and disability coverage

Fulltime

Executive Vice President of Merchandising

If you're a visionary merchandising executive who thrives on building high-growt...

Location

United States , Atlanta

Salary:

225000.00 - 250000.00 USD / Year

Goodwin Recruiting

Expiration Date

Until further notice

Requirements

15+ years of progressive merchandising, buying, inventory planning, or commercial leadership experience
Executive leadership experience overseeing large merchandising organizations with direct responsibility for revenue, margin, and inventory performance
Demonstrated success developing merchandising strategies that drive profitable sales growth
Strong experience with assortment planning, pricing strategy, inventory forecasting, allocation, replenishment, and vendor management
Experience leading high-performing merchandising, buying, and planning teams
Strong financial and analytical skills with the ability to leverage data to make strategic business decisions
Experience partnering across Operations, Finance, Marketing, Technology, Ecommerce, and Executive Leadership
Proven success building scalable processes, teams, and organizational structure within high-growth businesses
Outstanding executive communication and leadership skills
Executive merchandising leadership experience

Job Responsibility

Lead the company's overall merchandising strategy across multiple product categories and sales channels
Direct buying, inventory planning, allocation, merchandise operations, product development, and vendor partnerships
Develop annual merchandising business plans including revenue, margin, inventory investment, and category growth objectives
Drive assortment optimization across retail, ecommerce, wholesale, marketplace, and emerging sales channels
Identify new product opportunities, exclusive offerings, and category expansion initiatives
Partner with executive leadership to evaluate market trends and capitalize on growth opportunities
Build executive reporting that provides actionable insights into sales, inventory health, margins, and category performance
Develop scalable merchandising systems, organizational structure, and future leadership talent
Collaborate with Marketing and Media teams to align merchandising initiatives with customer demand and product launches
Mentor and develop merchandising leaders while fostering a culture of accountability, innovation, and continuous improvement

What we offer

Executive-level compensation package
Performance-based bonus opportunity
Comprehensive Medical, Dental, and Vision insurance
401(k) with company match
Paid Time Off and company holidays
Hybrid work schedule (Monday through Thursday in office, Friday remote)
Executive Leadership Team visibility with direct partnership alongside the CEO
Opportunity to influence enterprise-wide strategy during a period of significant growth
Career-defining opportunity to build and scale a national merchandising organization

Fulltime

Senior Vice President, Risk Analytics and Measures 2LOD

Citi is looking for a Senior Vice President of Risk Analytics and Measures to le...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor's or Master's degree in Business, Analytics, Finance, Economics, Computer Science, or another analytically intensive discipline
Minimum of 15 years of progressive leadership experience in financial services, with a significant focus on credit risk, enterprise analytics, business intelligence, or advanced data analytics
Deep understanding of consumer credit risk, associated data sources (familiarity with house sources eg. Pearl is preferred), and understanding of insights required for effective governance and monitoring of retail risk management exposures and assets throughout their lifecycle
Proven ability to synthesize complex data and analytics into succinct, impactful, and actionable insights for senior executive audiences
Demonstrated leadership in risk analytics & measures, business intelligence, and data management, with a track record of successfully delivering complex projects related to data aggregation and analytics
Ability to thrive and execute effectively in a dynamic, high-volume, and complex environment
Exceptional verbal and written communication skills, with a proven ability to engage, influence, and present to senior leadership teams and regulatory bodies
Superior interpersonal skills, adept at fostering collaboration, influencing stakeholders, and building strong, productive relationships across diverse organizational functions
A proactive and agile agent for positive change, comfortable navigating ambiguity and driving organizational evolution
Demonstrated thought leadership and contributions to industry best practices in risk management and analytics

Job Responsibility

Drive timely, high-quality, and compliant risk analytics, insights, and measures across all critical functions, ensuring alignment with strategic objectives
Lead the rationalization and redesign of risk analytics & measures products to accelerate progress toward a strong risk management target state
Collaborate extensively with USCC Risk CAO peers, Risk Policy/Process owners, and stakeholders across the first and second lines of defense to rationalize, simplify, and digitize analytics products effectively
Champion cross-training initiatives within the Risk Analytics & Measures team and with key groups in the USCC Risk CAO function, particularly India-based shared services teams, to expand bench strength and capabilities in specialized risk analytics and digitization
Conceptualize, coordinate, and prepare high-impact executive materials for the USCC CRO and management team's presentations to the Board, Risk Committees, and Regulators, including ad-hoc strategic analyses
Design, prepare, analyze, and disseminate comprehensive global/cluster risk analytics that provide critical insights, enabling Independent Risk Management to effectively monitor global risk, critically review business results, and challenge business risk strategies
Partner with Independent Risk Management and In-Business/Country Risk Management to proactively address emerging risk monitoring or regulatory requirements
Lead initiatives to establish common and concurrent utilization of 'gold source' analytics by both 1st and 2nd lines of defense, thereby reducing time to insight and enhancing decision-making
Enhance and streamline risk analytics & measures processes through the adoption of best-in-class modern intelligence tools and continuous improvement of data quality, in close partnership with stakeholders across risk management, technology, and business teams
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

What we offer

Access to telehealth options, health advocates, confidential counseling and more
Expanded Paid Parental Leave Policy
Programs to help manage financial well-being and plan for the future
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities in which employees live and work

Fulltime

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Vice President, Retail

Job Description

Job Responsibility

Requirements

What we offer

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