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The VP, Credit provides leadership, oversight and coordination of business and retail lending for Northern Savings Credit Union. This leader translates business strategies into goals, objectives, and processes to effect sound and prudent credit decisions for the Credit Union. This business unit leader is responsible the credit function including retail and business credit adjudication, overseeing the provision of exemplary member service, providing for engagement of employees, managing the operations to be efficient and effective, taking action to mitigate current and emerging risk, and contributing to the operational and financial health of the Credit Union as a whole but with a particular focus on credit risk.
Job Responsibility:
Provides leadership, oversight and coordination of business and retail lending
Translates business strategies into goals, objectives, and processes to effect sound and prudent credit decisions
Responsible for the credit function including retail and business credit adjudication
Overseeing the provision of exemplary member service
Providing for engagement of employees
Managing the operations to be efficient and effective
Taking action to mitigate current and emerging risk
Contributing to the operational and financial health of the Credit Union
Conduct duties while demonstrating positive leadership and exemplary ethics
Inspire and produce results in the best interest of the Credit Union
Requirements:
University degree is required
Minimum of 10 years of experience in a financial services environment
Minimum of four years of management experience in credit
Expert knowledge of business and retail credit is required
Expert knowledge of BC regulatory requirements related to credit is required
Expert knowledge of credit adjudication and operational best practices
Experience evaluating and drafting policy and procedures is preferred