Vice President, Credit Analyst Job at The New York Times (New York)

Vice President - Credit Analyst - Commercial Lending Management

This is a strategic professional who stays abreast of developments within own fi...

Location

Thailand , Bangkok

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

6-10 years previous credit authority experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
Bachelor’s/University degree, Master’s degree preferred

Job Responsibility

Interface with and support bankers in underwriting requests for commercial credit extensions
Prepare a detailed written credit summary of commercial applicants
Perform detailed financial analysis on companies, including trend and ratio analysis
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence
Maintain a solid understanding of Citibank products and services
Maintain compliance with Citibank credit policies/practices and regulatory policies
Assists business unit goals by continuous identification of process improvements and efficiencies
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers
Other duties as required to support business unit and company goals

Fulltime

New

Sr. Credit Analyst - Vice President

Institutional Credit Management (ICM) is a critical component of Citi’s First Li...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstratable financial services experience, including 6+ years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong knowledge of Wholesale Credit Processes and organizational awareness including ICM functions, covered portfolios/products, and processes
Sound understanding of policies, standards and procedures with the ability to execute change seamlessly
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Solid and thorough knowledge of Citi´s systems (preferable)
Experience in preparing clear and concise presentations to senior stakeholders
Full awareness and adherence to the control environment including Quality Assurance and Quality Control
Credit Officer (CO) or demonstrating the skills aligned with that designation will be advantageous
MBA, CA, CFA or equivalent

Job Responsibility

Assess the credit and financial strength of Citi’s Real Money Funds Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and BCMA partners
Ensure on-going training to team, reviewing CAMs and providing timely feedback to underwriting analysts to sustain a strong credit underwriting standard, culture and an unwavering commitment to excellence in analysis and execution
Assist the team lead with ad hoc deliverables/tasks and proactively assume additional responsibilities to help manage workload
Review and provide recommendation on the risk rating across the Funds sector
Partner with regional and industry stakeholders in Underwriting, 2LoD, and BCMA in the implementation of credit assessment and monitoring standards for applicable portfolios

Fulltime

Sovereign Credit Analyst - Vice President

Sovereign Credit Management (SCM) is responsible for establishing a consistent v...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Sovereign credit analyst/macroeconomist with at least 4-5 years of experience gained at top-tier global financial institutions, central banks (Fed, BoE, ECB), rating agencies or multilateral institutions/development banks such as the IMF/World Bank/EBRD
Experience in working with finance ministries and central banks
Experience with developing frameworks for sovereign credit analysis
Experience with developing quantitative models for estimating sovereign default probability
Outstanding communication skills (oral and writing), with the ability to convey complex economic concepts to a wide range of audiences
Outstanding visual presentation skills with ability to tell an economic story via simple charts/visuals
Highly motivated, team oriented, organized
Demonstrated ability to assess complex issues through root cause analysis and other analytical techniques
structure potential solutions
drive to resolution with senior stakeholders

Job Responsibility

Develop the fundamental risk view and assign the risk settings on a portfolio of countries/counterparts and ensure that this view is adequately reflected in a wide range of sovereign/country exposures
Assign the Watchlist designation for countries in partnership with CCOs/Banking Heads
establish early warning indicators with relevant stakeholders as appropriate
Assign internal risk ratings for sovereign credit and cross-border risk with accompanying written assessments
Develop scenarios and macroeconomic/financial assumptions as needed for country-specific stress tests
Conduct research and analysis on a wide range of topics to develop views on global/ regional macro conditions and sovereign credit assessments
Support Regional Heads of SCM to develop and maintain any relevant models used by the team
Support Regional Heads of SCM to develop a wide range of frameworks/early-warning indicators for anticipating a wide range of country crises
Partner closely with stakeholders across the firm (both in Business and Risk)
Participate in the ongoing efforts to develop and improve sovereign credit rating models

Fulltime

New

Counterparty Credit Quantitative Analyst (Vice President)

Within the wider Counterparty Credit QA team, the Generic Curves and Markets Fun...

Location

United Kingdom , London

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experience in a comparable quantitative modelling, development or analytics role, ideally in the financial sector
Must have strong technical/programming skills
C++/python, Exposure to Market Data
Statistics and Probability based calculations
Using probability theory to evaluate the risks of complex financial instruments, solve analytical equations and design numerical schemes to analyze complex contracts
and Software design and principles
Must also possess any level of product knowledge, Investments and Quantitative Methods
Consistently demonstrates clear and concise written and verbal communication skills

Job Responsibility

Develop analytics libraries used for pricing and risk-management in the scope of CVA and DVA
Collaborate closely with quantitative analysis colleagues and the desks
Create, implement and support quantitative model for XVA and OCM businesses leveraging a wide variety of mathematical and computer science methods including advanced calculus, C++, object-oriented design, Python, mathematical finance, statistics, probability and Machine Learning
Develop pricing models using numerical techniques for valuation including Monte Carlo Methods and partial differential equation solvers
Build a culture of responsible finance, good governance and supervision, expense discipline and ethics
Appropriately assess risk/reward of developments when making business decisions
and ensure that all team members understand the need to do the same, demonstrating proper consideration for the firm's reputation
Be familiar with and adhere to Citi's Code of Conduct and the Plan of Supervision for Global Markets and Securities Services
and ensure that all team members understand the need to do the same
Adhere to all policies and procedures as defined by your role which will be communicated to you

What we offer

Generous holiday allowance starting at 27 days plus bank holidays
increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources

Fulltime

Vice-President - Senior Credit Analyst

The ICM Senior Credit Analyst will lead the evaluation and ongoing management of...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

CA, CFA, or MBA (Finance) with 10–13 years of experience in credit risk, corporate lending, or financial research
Exceptional experience with the internal Policies, Standards, Procedures, Templates
Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors and form independent opinions on credit and emerging risks
Proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation
Good understanding of risk profiles of all credit products
Advanced credit analysis and corporate financial modeling
Risk assessment and quantitative analysis experience
Ability to build and maintain relationships and communication skills, both written and verbally
Ability to work autonomously, as well make meaningful contributions as part of a team
Project management skills, with a focus on Information System implementation

Job Responsibility

Lead comprehensive credit assessments, valuations, and rating assignments for complex or large exposures
Independently prepare financial models and company valuations using most appropriate methods (DCF, SOTP, Project finance, comparable company analysis, precedent transactions, etc.)
Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers
Model companies' financial position to assess appropriate debt structure and accurate debt value using the most appropriate valuation methodology
Oversee and review credit papers, ensuring analytical rigor and compliance with policy standards
Monitor portfolio performance and conduct early warning analyses
Guide stress testing, sector review initiatives, and internal risk assessments
Participate in or lead credit review committees and provide insights on deal structuring and documentation
Mentor and review work of analysts across levels to maintain output quality and consistency
Ensure adherence to credit governance, internal control, and audit standards

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities in which they live and work

Fulltime

Senior Credit Risk Business Analyst - Vice President

Credit Risk Technology Team is responsible for delivering Counterparty Credit Ri...

Location

India , Pune

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Experienced in Business Analysis and SDLC
Project Management experience a key advantage
12+ years experience in the Capital Markets domain
Understanding of the mechanics and life cycle of Securities Financing Transactions (SFT), Loans and derivatives products, including Options, Futures, Forwards and Swaps is an advantage
Experience working with global teams across time zones
Proficiency in MS Office (Word, Excel, Visio, PowerPoint)
Data Analysis capabilities (Database or Spreadsheet), with extensive experience using Excel required
Bachelor's degree/University degree or equivalent experience, Master's degree an advantage
Graduate in STEM (Science, Technology, Engineering and Mathematics) or Finance discipline
FRM/CFA or other Financial mathematics degree or certification is preferable

Job Responsibility

Liaise with stakeholders across the Risk and Front Office Technology, Counterparty Risk Management, Finance and Front Office business organizations to assemble business requirements for Counterparty Risk Technology projects
Manage expectations of various stakeholder groups and help negotiate solutions to complex problems
Project manage complex Counterparty Credit Risk projects end to end. Accurately record, maintain, and report Program/Project management tracking data such as milestones via Citi’s internal project tracking systems
Help assemble/manage detailed documentation covering Counterparty Risk calculations and other processing, to be used to discuss technology implementation details with the Business users and Market Regulators in various countries/regions. Create flow diagrams, structure charts, and other types of system or process representations when appropriate
Facilitate and drive project meetings with both business and technology teams
Develop and review test scripts with business users as well as technology teams for System, User and Impact testing
Understand, analyze, and explain counterparty exposures on SFTs books to users. Investigate PSE/EAD/RWA and related calculations for internal risk management and BASEL3/BASEL4 regulatory capital reporting based on the exposure profiles generated by the systems
Ability to trace changes in day to day exposures to changes in markets, books and or legal agreements
Where feasible develop excel prototypes to demonstrate and analyze risk calculations.

Fulltime

Credit Risk Senior Analyst - Assistant Vice President

Citi continues to enhance its business control and governance framework by build...

Location

Brazil , São Paulo

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Bachelor’s/University degree or equivalent experience
Financial Services experience including 5-8 years of credit experience in Banking or Credit Risk Management
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.)
Advanced knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Solid understanding of Credit Policy and procedures
Advanced Microsoft Office (Word, Excel, and PowerPoint) skills
Advanced experience with the internal Policies, Standards, Procedures, Templates and with financial modeling
Highly effective interpersonal skills
Solid organizational skills
Exceptional written and verbal communication skills

Job Responsibility

Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis
Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR)
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
Review and provide a recommendation on the risk rating across this sector
Partnership with applicable regional and industry stakeholders in the implementation of credit assessment and monitoring standards
Support ICM Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Fulltime

Credit Risk Senior Analyst, Assistant Vice President

Citi Commercial Bank – Commercial Lending Management – Assistant Vice President....

Location

Philippines , Taguig City

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

5 years and above experience in credit underwriting, portfolio and/or risk management with a multinational financial services organization
Demonstrated knowledge of basic accounting and financial concepts and their practical application in the credit underwriting process
Excellent communication (written, verbal, presentation and listening) and organizational skills
ability to complete multiple priorities in a timely manner
Demonstrates learning agility: seeks out resources and experience to continually build knowledge/skills
quickly and successfully applies learning to new situations
Highly proficient in spreadsheet, word processing and presentation applications, including strong data visualization skills
Bachelor’s degree
advanced degree(s) and other certifications considered but not required

Job Responsibility

Facilitate the end-to-end annual review and portfolio management process within the NAM CCB for the assigned relationships and portfolio
Rapidly develop knowledge of assigned portfolio and industry, and create well-supported analysis that effectively balances risk and business objectives
Ensure appropriate regulatory classification and minimizing net credit losses for covered portfolio, as well as identify emerging areas of concerns that should be escalated
Produce the underlying analysis and workflow supporting underwriting requests for new-to-bank and existing credit relationships, including pre-screening opportunities, facilitate amendments and extensions, perform annual reviews and other credit requests, including the related diligence
Timely analysis and preparation of monthly and/or quarterly financial memo reviews of existing borrowers to track compliance with loan covenants, raising potential concerns and taking necessary actions in partnership with other key stakeholders for the assigned portfolio
Develop and maintain an extensive knowledge in the various credit products and services offered to CCB clients

What we offer

Access to telehealth options, health advocates, confidential counseling
Expanded Paid Parental Leave Policy
Resources to manage financial well-being and help plan for the future
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

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Vice President, Credit Analyst

Job Description

Job Responsibility

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