CrawlJobs Logo

Vice President, Business Risk and Controls officer – Unsecured Lending

United Arab Emirates, Dubai · Job Posted April 26, 2025

Job offer has expired

Job Link Share

Job Description

The Business Risk and Controls officer is responsible for developing, designing, and implementing controls programs, and providing review and guidance on robust controls design adhering to Citi’s Policies, Standards, and Frameworks for Credit Card and Assets products offered under Wealth business. Individual occupying the role will proactively identify and drive controls enhancements such as automation, standardization and rationalization including transformation execution activities. Includes first line activities for identification, measurement (significance and likelihood), and ongoing assessment of key risks and controls in partnership with relevant process owners to drive management decisions to operate within the firm’s Risk Appetite.

Job Responsibility

  • Support the design and development of Citi's comprehensive controls program for unsecured products
  • Support assessment of the effectiveness of existing controls, identifying areas for improvement, and helping to implement necessary changes for unsecured lending business
  • Continually drive and manage controls enhancements focused on increasing efficiency and reducing risk
  • Coordinate with key stakeholders and relevant process owners to drive management decisions aimed at maintaining operations within the firm’s Risk Appetite
  • Support the assessment for the business/function risk appetite in line with changes in the business environment, regulatory requirements, and strategic objectives
  • Collaborate with key stakeholders to assess potential risks and develop risk mitigation activities for unsecured lending products to define the acceptable level of risk across various areas of operation
  • Partner with business and related functions in the coordination of regulatory change management process
  • Drive execution of Enterprise Risk Management Framework and adherence with Risk Mgmt. / Compliance Policies
  • Collaborate with business and functions to understand the control processes and identify potential areas for improvement
  • Stay updated on regulatory changes and industry best practices related to control management and ensure the controls program aligns with these standards
  • Support providing regular updates to senior management on the performance of the controls assessment and design for unsecured lending products
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards
  • Partner with business and related functions in the coordination of internal audits and regulatory reviews and provide necessary support with audit and examination deliverables, tracking of engagements, monitoring of issues and CAPs raised as part of the audit process, etc ensuring coverage for Unsecured product coverage
  • Unsecured lending product controls function coverage for global risk management programs e.g. EUC, Models, Operational loss management and lead for risk & controls programs e.g. New Product Approval, Digital Monitoring Tools, Lessons learned exercises

Requirements

  • Minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry
  • Ability to identify, measure, and manage key risks and controls
  • Strong knowledge in the development and execution for controls
  • Proven experience in control related functions in the financial industry
  • Proven experience in implementing sustainable solutions and improving processes
  • Understanding of compliance laws, rules, regulations, and best practices
  • Understanding of Citi’s Policies, Standards, and Procedures
  • Strong analytical skills to evaluate complex risk and control activities and processes
  • Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level
  • Strong problem-solving and decision-making skills
  • Ability to manage multiple tasks and priorities
  • Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word
  • Bachelor's/University degree, Master's degree preferred

Looking for more opportunities?

Search for other job offers that match your skills and interests.

Similar Jobs for

Vice President, Business Risk and Controls officer – Unsecured Lending

8 matching positions

Retail Credit Policy - Vice President

The Credit Risk Portfolio Manager is a management-level position responsible for...
Location
Location
India , Chennai
Salary
Salary:
Not provided
https://www.citi.com/ Logo
Citi
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • 8-12 years of progressive experience in retail credit risk management, consumer lending, or a related financial discipline, preferably within a large financial institution focusing on credit cards and personal loans
  • Bachelor's degree in Finance, Accounting, Economics, Computer Science, or a related field
  • Advanced proficiency with analytical and data manipulation tools (e.g., SAS, SQL, R, SPSS) for large consumer datasets and behavioral analysis
  • Demonstrated experience with econometric and statistical modeling or application risk scoring specifically for retail credit products (e.g., credit card risk models, behavioral scoring, fraud detection models in consumer lending)
  • Proven ability to work with large datasets, understanding probabilities/distributions, and building decision trees and regression models relevant to consumer credit risk
  • Thorough knowledge of the retail credit lifecycle, including origination, underwriting, account management, collections, and its interdependencies
  • Excellent time management, organizational, analytical, and strong quantitative skills
  • Superior written and verbal communication skills, with the ability to present complex information clearly and concisely to diverse audiences, including senior management and regulatory bodies
  • Proficiency in Microsoft Office Suite, particularly Excel and PowerPoint
Job Responsibility
Job Responsibility
  • Strategic Leadership & Policy Development: Effectively leads and oversees multiple policy change implementation projects specific to retail credit products, providing end-to-end support within the Risk Management Organization
  • Establishes and refines operating policies and procedures related to credit approval and verification, credit card fraud prevention, delinquency and loss management, and overall consumer lending strategies
  • Team and Resource Management: Conducts managerial responsibilities including coaching, mentoring, and escalation as needed within the retail credit risk team
  • Ensures continuous process improvement and efficiency initiatives are identified and implemented to support business unit goals in consumer lending
  • Credit Risk Oversight & Analysis: Drives the assessment of Citi's credit risk management practices and leads the identification and mitigation of credit risk across unsecured retail portfolios (e.g., credit cards)
  • Analyzes complex credit risks using advanced reports, scorecards, risk systems, and expert judgment, with a particular focus on behavioral scoring models, application fraud detection, and collections strategies relevant to retail products
  • Oversees post-implementation validation for Credit Implementations and develops robust test plans to ensure business policy changes are effectively validated within the retail lending context
  • Portfolio Performance & Reporting: Conducts periodic and ad-hoc analyses on retail credit portfolio performance for Risk Governance Assessments
  • Business Growth & Risk Strategy: Identifies business opportunities, develops sophisticated credit tests and risk strategies, balancing risk and return for retail products
  • Collaborates with cross-functional teams to ensure flawless execution of policy tests and strategies across the consumer lending lifecycle
What we offer
What we offer
  • Learn About Global Benefits (see Global Benefits section mentioned but not detailed)
  • Fulltime
Read More
Arrow Right
New

Legal Counsel, Labor & Employment, USA

Reporting to the Director, Labor & Employment, USA, within our Legal team, the L...
Location
Location
United States of America , Charlotte, North Carolina, Tempe, Arizona, or San Antonio, Texas
Salary
Salary:
Not provided
https://www.circlek.com Logo
Circle K
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bar admission and license to practice law in the U.S., member in good standing
  • At least 4 years experience, specifically in labor and employment law area of practice
  • Juris Doctor from an accredited law school
  • Ability to draft documents and policies in a concise manner for non-lawyers
  • Must have advanced breadth and depth of practical and academic knowledge of federal, state, and municipal labor and employment laws/regulations, with proven working knowledge of issues related to the EEOC, FLSA, FMLA, NLRB, ADEA, ADA, Title VII, WARN, discrimination and equal pay claims
  • Substantial experience with delivering advice and counsel to business clients such as Human Resources
  • Excellent written and verbal communication skills
  • Self-motivated and able to quickly troubleshoot issues and provide solutions
  • Ability to effectively collaborate in a team environment, take ownership of projects, and demonstrate independence needed to effectively and timely complete projects
  • Extremely organized, strong ability to focus on details, demonstrate accuracy, maintain a high level of confidentiality, and excellent time management skills
Job Responsibility
Job Responsibility
  • Provide timely, practical and sound legal advice and counseling on a wide range of employment law issues and day-to-day support for the HR teams, including recruiting, hiring, employee relations, leaves of absence and accommodations, wage and hour, internal investigations, compensation and benefits, and general labor and employment compliance
  • Collaborate with senior Labor & Employment lawyers to develop criteria for Company-wide employment best practices and to ensure compliance with employment laws and regulations
  • Provide support to senior Labor & Employment lawyers on guidance related to high-level Company transactions, strategic and commercial HR initiatives, reductions-in-force, and contingent workforce issues
  • Prepare preliminary drafts of contracts, policies and procedures, and employment-related onboarding and offboarding agreements such as offer letters and separation agreements
  • Work with senior Labor & Employment lawyers to develop and deploy training on a regular basis to Human Resources employees and management level employees on a range of labor and employment issues
  • Collaborate with senior Labor & Employment lawyers and local counsel, where necessary, to advise the HR teams and management on employment issues
  • Provide support and counsel on investigations, assist in development of strategy, and respond to claims, demand letters, administrative complaints, audits, and other employment-related inquiries
  • Assist in administrative audits and support other compliance efforts
  • Strategically and in a cost-effective manner, assist in the management of and partnership with local counsel in employment litigation matters, including litigation strategy, budgets and invoices, compliance with outside counsel guidelines and work product
  • Review and provide support to HR on updating employment policies and procedures across the enterprise and keep them current/compliant (e.g., employment policies and procedures, Severance Agreements, disciplinary and investigation procedures, associate handbooks, etc.)
What we offer
What we offer
  • Complete benefits packages (medical, dental, etc.)
  • Possibility of enrolling in a defined contribution plan with employer contributions or a stock purchase plan
  • Employee discounts in stores and with multiple of our partners
  • Paid time off plan including vacation, sick days and personal days
  • Scholarship program available to the employee and the employee's children
  • Work in a collaborative, dynamic and high performing team
  • Learning opportunities to develop new skills and to evolve professionally in a fast-growing company
  • Fulltime
Read More
Arrow Right
New

Administrative Coordinator

We are looking for an Administrative Coordinator to support daily office operati...
Location
Location
United States , Tewksbury
Salary
Salary:
Not provided
https://www.roberthalf.com Logo
Robert Half
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Previous experience in administrative support, office coordination, or a similar support-focused role
  • Background working in home health, healthcare, or another regulated service environment is preferred
  • Comfortable handling a high volume of inbound phone calls with professionalism and clear communication
  • Demonstrated ability to manage calendars, coordinate appointments, and maintain organized schedules
  • Strong data entry skills with careful attention to detail and accuracy
  • Proficiency with standard office software and administrative systems
  • Ability to prioritize multiple tasks, stay organized, and meet deadlines in a fast-paced setting
Job Responsibility
Job Responsibility
  • Coordinate daily administrative activities to support efficient operations within a home health environment
  • Answer inbound calls, respond to routine inquiries, and direct messages to the appropriate team members in a timely manner
  • Manage calendars for staff and leadership, including arranging appointments, updating availability, and resolving scheduling conflicts
  • Organize and maintain schedules for visits, meetings, and other time-sensitive activities to ensure smooth workflow
  • Enter and update information in internal records and tracking systems with a high level of accuracy
  • Prepare, review, and organize administrative documents to support communication and operational needs
  • Serve as a point of contact for internal teams and external stakeholders, providing attentive and courteous assistance
  • Monitor administrative details and follow up on outstanding items to help keep day-to-day processes on track
What we offer
What we offer
  • medical
  • vision
  • dental
  • life and disability insurance
  • 401(k) plan
  • Fulltime
Read More
Arrow Right
New

Security Installation Technician III

From service calls to security installs. We are here for you. Security Installat...
Location
Location
United States , Secaucus
Salary
Salary:
35.00 - 45.00 USD / Hour
aus.com Logo
Allied Universal®
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • High school diploma or equivalent
  • Minimum 2-3 years of experience in the physical security, fire alarm or low voltage communication industry
  • Experience with Software House, Lenel, AMAG, S2, Brivo, Milestone, Exacq, Axis, Bosch, Commend, DMP, Open Options, Notifier, Fluidmesh or ONSSI
  • Possess or have the ability to obtain proper state licensing once hired (Low Voltage D license, Alarm Installer Lic. etc.)
  • Ability to meet deadlines and work in a fast-based environment with minimum direction
  • Good communication skills
  • Strong troubleshooting skills and mechanical aptitude
  • Ability to be on-call on a rotational basis
  • Must be detail-oriented and organized
  • Valid driver's license with at least one year of driving experience, clean driving record
Job Responsibility
Job Responsibility
  • Assist the Project Manager regarding on-site scheduling of work activities and timely delivery of equipment
  • Responsible for the connection of control panels, application requirements, wire concealment, and security software installation
  • Install, program and configure commercial electronic security systems for enterprise commercial clients
  • Troubleshoot new installations
  • Demonstrate Allied Universal's core values as a highly skilled leader on the Installation Team
  • Supervise several teams comprised of Security Installation Technician I's and II's
  • Manage several medium- to large-sized jobs simultaneously
  • Drive to client sites with a company-issued vehicle
  • Installation of electrical wiring, panels, cables, and security devices
  • Completes miscellaneous tasks as assigned by manager
What we offer
What we offer
  • Medical, dental, vision, retirement plan, basic life, AD&D, and disability insurance
  • Eight paid holidays annually
  • Five sick days
  • Four personal days
  • Vacation time at an accrual rate of 3.08 hours biweekly
  • Fulltime
Read More
Arrow Right
New

Restaurant Team Member

The position includes, but is not limited to, the following essential job duties...
Location
Location
United States , Lafayette
Salary
Salary:
Not provided
https://www.circlek.com Logo
Circle K
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Excellent communication skills
  • Team player who can work well with others or independently
  • Acts with integrity
  • keeps commitments
  • Contagious positive attitude
  • Focuses on achieving results while having fun
  • Frequently bend, twist at waist, kneel, squat, stand, and walk
  • Occasionally climb and descend ladders
  • Tolerate extreme cold and hot temperatures and work in and around fryers, ovens, grills, coolers, freezers, sharp objects, and loud noises
  • Reach, grasp, and manipulate objects with hands for entire shift, including reaching for objects overhead
Job Responsibility
Job Responsibility
  • Provides excellent guest service in a fast and friendly manner
  • Maintains a clean restaurant environment by cleaning and performing general housekeeping duties
  • Prepares and serves food items in accordance with all Brand, Company, and health department regulations
  • Ensures product quality, food safety, and operational standards are met
  • Keeps accurate cash, sales, and inventory control records
  • Follows all government laws and safety codes
  • Completes reports on all incidents following our 5-minute rule policy
  • Lives our Company values: One Team, Do the Right Thing, Takes Ownership, Play to Win
What we offer
What we offer
  • Medical, Dental, Vision, Term Life and AD&D plans
  • Flexible spending and health savings accounts (FT)
  • Vacation paid time off
  • Company holidays paid at time and a half
  • Matching 401(k)
  • Tuition Reimbursement
  • Stock Purchase Plan
  • Employee Discount Program
  • Discount Meal Benefit
  • Wellness Plan
  • Parttime
Read More
Arrow Right
New

Locator

Adesta(TM), an Allied Universal® company, specializes in the design and implemen...
Location
Location
United States , Madison
Salary
Salary:
24.00 - 30.00 USD / Hour
aus.com Logo
Allied Universal®
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • High school diploma or equivalent
  • Must possess a valid driver's license
  • Minimum of one (1) years of technical training or experience with electronic locating devices or telecommunications
  • Ability to meet deadlines on multiple assignments/projects and operate with a sense of urgency
  • Resolute and focused
  • able to prioritize multiple tasks and follow through to achieve project goals
  • Excellent oral and written interpersonal communication skills, develop positive rapport with clients and colleagues at all organizational levels
Job Responsibility
Job Responsibility
  • Use electronic locating devices, as-built drawings, maps and/or atlases to accurately mark the location of underground facilities
  • Demonstrate familiarity with telecommunications, sewer, water, streetlight, and traffic signal facilities
  • Prepare and submit backup documentation for each locate (documentation may include, but is not limited to, daily reports, locate tracking forms, and photos)
  • Identify and record discrepancies on as-built drawings, maps, and/or atlases
  • Observe active construction work and protect existing facilities
What we offer
What we offer
  • Medical, dental, vision, retirement plan, basic life, AD&D, and disability insurance
  • Eight paid holidays annually, five sick days, and four personal days
  • Vacation time is offered at an accrual rate of 3.08 hours biweekly
  • Fulltime
Read More
Arrow Right
New

SSA Development Manager

The mission at Circle K is to make people's lives a little easier every day. Our...
Location
Location
United States of America , Corona
Salary
Salary:
Not provided
https://www.circlek.com Logo
Circle K
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • Bachelor’s degree in Finance, Business or related field preferred. Other combinations of job related experience and education that meet the requirements may be substituted.
  • Three years of experience in General Commercial Brokerage, Development, Finance or Corporate Real Estate Management with emphasis in Commercial/Retail/Fuel/Fast Food/C-Store industries.or more preferred
  • including minimum of one years of management responsibility.
  • Experience with MS Outlook, Excel, PowerPoint, Access, Mapping and Demographic software desirable and Word preferred.
  • Demonstrated ability to purchase and develop retail location.
  • Knowledge of West Coast Real Estate markets to include California, Washington and Oregon.
  • Working knowledge of broker networks, market valuations for real property and leasehold investments.
  • Strong team orientation with excellent interpersonal skills and able to work in a busy environment with multiple changing priorities and deadlines.
  • Must be willing to adapt to the changing responsibilities of the position.
  • Self-motivated, self-directed individual with strong organizational skills required.
Job Responsibility
Job Responsibility
  • Provides data and guidance for Financial Analyst to run financial models (in coordination with operations management, fuels management and construction management, etc.) to qualify new sites for lease or purchase.
  • Negotiates Purchase contracts with sellers and leases with Landlords.
  • Prepares real estate proposals and contracts for management approval.
  • Provides guidance and support to Real Estate Coordinator on organizing real estate market tours for bulk acquisition projects, periodic market reviews and new to industry projects.
  • Compiles site ride binders and market summaries.
  • Assists Real Estate Director to oversee due diligence, entitlement activity, beer and wine applications, escrow closings, including meeting with government officials and public hearings.
  • Assists in coordinating with architects, engineers, attorneys and other consultants.
  • Works closely with internal management team to design projects.
  • Ensures compliance with requirements, policies and regulations.
  • Performs other duties as necessary.
  • Fulltime
Read More
Arrow Right
New

Project Manager

Allied Universal® Technology Services is hiring a Project Manager – Data Center ...
Location
Location
United States , Monroe
Salary
Salary:
Not provided
aus.com Logo
Allied Universal®
Expiration Date
Until further notice
Flip Icon
Requirements
Requirements
  • High school diploma or equivalent
  • Current driver's license if driving a company vehicle, or personal vehicle in the course of conducting business (e.g., client visits, attending networking events)
  • Minimum of six (6) years of project management experience
  • Ability to manage $4M+ projects while meeting schedule and budget targets
  • Expert Knowledge of PM techniques, contract laws, and financial oversight
  • Proficient in Microsoft Office and capable of navigating multiple systems efficiently
Job Responsibility
Job Responsibility
  • Direct leadership of superintendent and indirect leadership of technicians, subcontractors, and vendors day-to-day, ensuring safety, quality, and timeline adherence
  • Oversee project planning, budgeting, scheduling, procurement, and subcontractor management
  • Ensure clear communication with vendors, clients, and internal teams to drive efficiencies and results
  • Monitor project performance, identify risks, and implement contingency plans
  • Manage change orders, invoicing, and contract compliance to optimize financial outcomes
  • Allocate and maximize resources to achieve project and sales objectives
  • Maintain industry knowledge and competitive awareness across multiple markets
  • Ensure accurate and timely invoicing while monitoring financial reports and collections
  • Coordinate construction schedules and task sequencing with other trades
  • Troubleshoot project issues and engage management as needed to mitigate impacts
What we offer
What we offer
  • Company Vehicle + Gas Card + Bonus
  • Medical, dental, vision, retirement plan, basic life, AD&D, and disability insurance
  • Eight paid holidays annually, five sick days, and four personal days
  • Vacation time offered at an accrual rate of 3.08 hours biweekly
  • Fulltime
Read More
Arrow Right