Vice President - Credit Risk, Citi

Citi

Location:
India, Mumbai

Category:
Finance

Contract Type:
Employment contract

Salary:

Not provided

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Job Description:

The Credit Risk Officer is a strategic professional responsible for assessing quality of assigned portfolios, ensuring effectiveness of credit risk processes, and promoting leading practices. The role requires significant technical expertise, strategic impact, and collaboration across various departments to ensure business and risk alignment.

Job Responsibility:

Assess quality of assigned portfolios, including identification and evaluation of emerging risks
assess effectiveness of the credit risk processes and standards of assigned entities to promote leading practices and identify opportunities for improvements
review and assess the appropriateness, completeness and usage trends of the credit risk components of the Risk Appetite framework for the assigned portfolios
provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
assess business/risk staffing models to ensure appropriate resources for assigned entities
ensure that Corrective Action Plans for assigned businesses are appropriate, monitored and duly validated addressing concerns resulting from Fundamental Credit Risk Reviews or Business Monitoring
ensure that Fundamental Credit Risk documents including the Credit Assessment Documents and the Fundamental Credit Review Reports meet quality and consistency standards
keep Fundamental Credit Risk senior management informed of any concerns and/or emerging risks that may jeopardize their Review Entities
demonstrate Quality Assurance activities as Subject Matter Expert
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Requirements:

6-10 years relevant experience
requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
exercises wide degree of latitude and discretion.

What we offer:

Equal opportunity employer
reasonable accommodations for persons with disabilities.

Additional Information:

Job Posted:
May 08, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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Vice President - Credit Risk