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Underwriting Credit Senior Analyst

Kenya, Nairobi · Job Posted March 04, 2026
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Job Description

Underwriting (UW) is an integral part of the Institutional Credit Management (“ICM”) organization. UW's mandate is to deliver best-in-class credit risk analysis, monitoring and credit administration as a partner to Corporate Banking and Risk shared commitment to ensuring the safety and soundness of wholesale lending across Citi. Underwriting Analysists and Associates are responsible for a portfolio of Corporate Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio.

Job Responsibility

  • Assess the credit and financial strength of Citi’s Most Complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis
  • Complete Credit Analysis write-ups while assigning internal credit risk ratings
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
  • Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards

Requirements

  • 3-6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
  • Strong proficiency in English and French (written and verbal)
  • Strong analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
  • Advanced industry research capabilities, including risk and key drivers
  • Ability to identify potential risk issues that need escalation and escalates them promptly
  • Bachelor’s/University degree or equivalent experience

Nice to have

  • Arabic will be a plus
  • Background on both Corporate and Financial Institutions’ risk analysis will be a plus

What we offer

  • Competitive base salary (annually reviewed)
  • Hybrid working model (up to 2 days working at home per week)
  • Business casual workplace
  • Benefits that support you (and your family) to be well, live well and save well
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