Underwriting Credit Senior Analyst Job at Citi (Nairobi)

Icm Underwriting, Credit Risk Senior Analyst

Institutional Credit Management Underwriting (ICM-UW) is an integral part of the...

Location

Turkey , Istanbul

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-8 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong knowledge of Wholesale Credit Processes
Knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Sound understanding of policies and procedures with the ability to execute change seamlessly
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Experience in preparing presentations for seniors
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
Full awareness and adherence to the control environment including Quality Assurance and Quality Control
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
English (fluently in Writing, speaking, listening)

Job Responsibility

Assess the credit and financial strength of Citi's Large Corporate, Public Sector and Financial Institutions clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos (annual reviews, quarterly reviews and transactions) and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking
Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICM-UW Voice of the Employee (VOE) initiatives and other initiatives, requests

Fulltime

Credit Analyst - Credit & Political Risk Insurance Underwriting Team

Our client, a leading global insurer in the Credit & Political Risk (CPRI) marke...

Location

United Kingdom of Great Britain and Northern Ireland , London

Salary:

Not provided

Arthur Recruitment

Expiration Date

Until further notice

Requirements

Strong credit analysis and financial statement interpretation skills
Experience assessing complex financing structures and transaction risks
Knowledge of project finance, export finance, structured credit or trade finance products
Excellent written and verbal communication skills
The ability to present clear and concise credit recommendations to senior stakeholders
A degree in Finance, Economics, Accounting or a related discipline

Job Responsibility

Conducting detailed credit analysis of obligors, borrowers, financial institutions and sovereign-related risks
Assessing structured finance, project finance and trade finance transactions
Reviewing financial statements, cash flow models, transaction structures and security packages
Preparing high-quality credit reports and recommendations for underwriting committees
Monitoring portfolio performance and identifying emerging credit risks
Supporting underwriters throughout the underwriting process and renewal cycle
Analysing political, economic and sector-specific developments impacting risk exposures
Engaging with brokers, clients, banks and other market participants as required

Fulltime

Senior Credit Analyst - AVP, French Speaking

Underwriting Senior Credit Analyst is an integral part of the Institutional Cred...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstratable financial services experience, including 8-10 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong proficiency in English and French (written and verbal)
Strong analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
Background on both Corporate and Financial Institutions’ risk analysis will be a plus
Advanced industry research capabilities, including risk and key drivers
Proven analytical skills including the ability to understand and assess company financial statements, cash flow, industry/competitive analysis and projections
including complicated business structures with foreign subsidiaries and/or parent organizations
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills

Job Responsibility

Assess the credit and financial strength of Citi’s Most Complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis write-ups while assigning internal credit risk ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Other duties as required to support business unit and company goals

Fulltime

Senior Credit Analyst

We’re looking for a Senior Credit Analyst to join the Merchant Lending Credit te...

Location

Canada

Salary:

Not provided

Shopify

Expiration Date

Until further notice

Requirements

Bachelor’s degree in finance, accounting, economics, business, or a related field, or equivalent practical experience
5+ years of experience in credit analysis, underwriting, commercial lending, fintech lending, banking, or a related field
Experience evaluating small business or commercial cash advances, loans, lines of credit, or card-based products
Strong credit judgment and ownership, with the ability to make concise, defensible recommendations by synthesizing both quantitative signals and qualitative context
Ability to represent a credit perspective clearly and constructively with cross-functional partners
Demonstrated ability to drive ambiguous, cross-functional credit or operational initiatives from problem definition through implementation
Experience influencing cross-functional partners and building strong working relationships across Product, Engineering, Data Science, Compliance, or similar teams
Strong written and verbal communication skills, including the ability to explain decisions, risk tradeoffs, and recommendations to cross-functional and senior stakeholders
Comfort working in fast-moving environments where products, processes, and priorities can change quickly
Curiosity and a continuous improvement mindset, with a bias toward leaving systems and processes better than they found them

Job Responsibility

Evaluate complex merchant credit opportunities across Shopify Capital products, including loans, lines of credit, and card-based products
Review financial statements, bank statements, tax returns, and Shopify performance data to assess creditworthiness and repayment capacity of merchants
Prepare clear, well-supported application recommendations that outline key risks, mitigants, and decision rationale
Handle sensitive financial and business information with discretion, integrity, and care
Represent the credit perspective across the organization, helping teams understand risk tradeoffs and make better product, policy, and operational decisions
Partner with Product, Data Science, Engineering, Compliance, Legal, and other teams to help shape the future of Shopify Capital with a practical, merchant-centered risk lens
Identify opportunities to improve underwriting workflows, tools, decision frameworks, and quality controls, with a focus on building scalable systems

Fulltime

Senior Credit Analyst

A growing commercial banking team is seeking a Senior Credit Analyst with a clea...

Location

United States , Minneapolis

Salary:

Not provided

Robert Half

Expiration Date

Until further notice

Requirements

Bachelor's degree in Finance, Accounting, Real Estate, Economics, or related field, or equivalent experience
5+ years of credit analysis or underwriting experience
Strong financial analysis and accounting skills
Proficiency in Microsoft Excel and Word
Strong written communication skills and attention to detail

Job Responsibility

Analyze commercial real estate and business loan requests, including acquisition, refinance, construction, and development transactions
Prepare detailed credit presentations assessing borrower financial strength, global cash flow, guarantor support, and repayment sources
Review and spread borrower, guarantor, and property-level financial statements and tax returns
Evaluate property cash flow, rent rolls, operating statements, and lease terms
Perform financial modeling, including DSCR, LTV, sensitivity, and stress testing
Review third-party reports such as appraisals, environmental reports, and market studies
Assess market trends, property performance, and geographic risk
Ensure compliance with credit policy and regulatory requirements
Support portfolio monitoring, annual reviews, covenant tracking, and risk rating updates

What we offer

medical
vision
dental
life and disability insurance
401(k) plan

Fulltime

Underwriting Credit Analyst (French Speaking)

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
French – Read, Write and Speak
English – Read, Write and Speak

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Fulltime

Senior Credit Analyst - VP

The Senior Credit Analyst is a strategic professional who stays abreast of devel...

Location

Netherlands , Amsterdam

Salary:

88461.54 - 141538.46 EUR / Year

Citi

Expiration Date

Until further notice

Requirements

6-10 years previous credit experience
Prior experience working in a regulatory and compliance policy environment
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
including complicated business structures with foreign subsidiaries and/or parent organizations
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Experience in handling complex credit transactions (M&A, Leverage Lending, Large Syndications)
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Effective inter-personal and written/verbal communication skills
Thorough problem credit recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team

Job Responsibility

Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Citi’s policies, applying sound ethical judgment regarding personal behaviour, conduct and business practices, and escalating, managing and reporting control issues with transparency
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Prepare a detailed written credit summary of commercial applicants requesting credit by analysing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
Perform industry and geographical research and other due diligence as needed
Maintain a solid understanding of Citibank products and services - within Commercial Banking and the broader organization
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure the business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
Assists business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels
Work with management team on prioritization and implementation of approved actions

Fulltime

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
BA/BSc or higher degree in Business (MBA), or any other related subject
French – Read, Write and Speak
English – Read, Write and Speak

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Fulltime

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Underwriting Credit Senior Analyst

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