Underwriting Credit Analyst Job at Citi (Budapest)

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
BA/BSc or higher degree in Business (MBA), or any other related subject
French – Read, Write and Speak
English – Read, Write and Speak

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Fulltime

Underwriting Credit Analyst

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills.

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub-Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.

What we offer

Global benefits designed to support your well-being, growth and work-life balance

Fulltime

Underwriting Credit Analyst (French Speaking)

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis f...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Ability to understand Citi policies and procedures with the ability to execute change seamlessly
Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issues
Assists colleagues in identifying stretch opportunities to elevate individual and team performance
Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority
Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
Microsoft Office (Word, Excel, and PowerPoint) skills
French – Read, Write and Speak
English – Read, Write and Speak

Job Responsibility

Assess the credit and financial strength of Citi’s Corporate Clients based in Sub Saharan Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Fulltime

ICM Underwriting Credit Analyst, Officer

ICM Credit Analyst is a developing professional role. Deals with most problems i...

Location

China , Shanghai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

2-5 years previous experience in a financial institution with a focus on credit analysis
Extensive knowledge of Generally Accepted Accounting Principals (GAAP) accounting, financial regulations, financial products, and credit analysis
Fluent written and verbal English
Bachelor’s/University degree or equivalent experience

Job Responsibility

Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines (focus on local subsidiaries of multinational companies (MNC)
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the team manager
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Fulltime

Credit Risk Analyst - Underwriting

The Credit Analyst 1 is a developing professional role. Applies specialty area k...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

1-3 years prior experience in a financial institution with a focus on credit analysis and spreading software
Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis
Ability to analyze business and personal financial statements with respect to GAAP and Citibank policies
Bachelor’s/University degree or equivalent experience

Job Responsibility

Accurately spreads business and personal financial statements and business and individual tax returns on a timely basis and in accordance with Generally Accepted Accounting Principles (GAAP) and Citibank policies
Ensure that financial data for simple to complex credits are mapped appropriately into the bank's matrix and analysis tool
Provides comments to the judgmental Underwriter on significant items in the financials and may be involved in credit structure and loan pricing
Spread new, renewal and interim financial statements and business and individual tax returns in accordance with bank guidelines
Provide succinct analysis based on customers, peers, the portfolio, and the industry
Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth
Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers
Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring
Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting
May act as an industry specialist with responsibility for Public Sector and Corporate loan analysis

What we offer

Access to telehealth options, health advocates, confidential counseling
Paid Parental Leave Policy
Access to an array of learning and development resources
Generous paid time off packages
Resources and tools to volunteer in the communities

Fulltime

Underwriting Credit Senior Analyst

Underwriting (UW) is an integral part of the Institutional Credit Management (“I...

Location

Kenya , Nairobi

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3-6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong proficiency in English and French (written and verbal)
Strong analytical skills, including an understanding of key financial components (liquidity position, leverage profile)
Advanced industry research capabilities, including risk and key drivers
Ability to identify potential risk issues that need escalation and escalates them promptly
Bachelor’s/University degree or equivalent experience

Job Responsibility

Assess the credit and financial strength of Citi’s Most Complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis
Complete Credit Analysis write-ups while assigning internal credit risk ratings
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues
Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards

What we offer

Competitive base salary (annually reviewed)
Hybrid working model (up to 2 days working at home per week)
Business casual workplace
Benefits that support you (and your family) to be well, live well and save well

Fulltime

Icm Underwriting, Credit Risk Senior Analyst

Institutional Credit Management Underwriting (ICM-UW) is an integral part of the...

Location

Turkey , Istanbul

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

4-8 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Strong knowledge of Wholesale Credit Processes
Knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
Sound understanding of policies and procedures with the ability to execute change seamlessly
Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks)
Experience in preparing presentations for seniors
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
Full awareness and adherence to the control environment including Quality Assurance and Quality Control
BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject
English (fluently in Writing, speaking, listening)

Job Responsibility

Assess the credit and financial strength of Citi's Large Corporate, Public Sector and Financial Institutions clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos (annual reviews, quarterly reviews and transactions) and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to ICM-UW seniors, Risk and Banking
Partnership with applicable regional and industry stakeholders in Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios
Support ICM-UW Voice of the Employee (VOE) initiatives and other initiatives, requests

Fulltime

Credit Analyst, Credit Research

Location

United States , New York City

Salary:

112778.00 - 170000.00 USD / Year

Aflac

Expiration Date

Until further notice

Requirements

Must have a Master's in Finance, Business Analytics, Data Science, Statistics, or similar quantitative discipline
Work or educational background must have included demonstrated proficiency with: Using developed quantitative models and multi-variant assumptions
Running regression models and stress testing of portfolio holdings
along with various scenario-based events
Applying knowledge of bond calculations, asset liability management, capital calls, and underwriting of bonds
Understanding of financials, risk assessments, while qualifying macro-economic scenario events such as duration, convexity, inflation, floating vs fixed rate with a limited and broad time series models to assess appropriate allocation
Automating the switch trade model using Python and VBA, resulting in reduced time spent on model running and improved efficiency
Assessing risk associated with lending to companies by considering various factors such as economic conditions, industry trends, commodity prices and company-specific factors
Utilizing tools and techniques including: Financial Modeling
Python programming

Job Responsibility

Responsible for proactively monitoring Paper and Packaging, Metals and Mining, and Midstream sectors and taking the lead in making recommendations for portfolios supporting global insurance products
Conduct in-depth market research across assigned sectors to support investment recommendations including key trends and competitive landscape in assigned sectors, review of company financial reports, earnings and news releases, and analyze relative value within and across industry sectors for various investment portfolios
Monitor, gather, and organize information critical to the credit investment decision process
Calculate key credit metrics, particularly liquidity, leverage, and cash flow ratios
Identify potential new investments for the portfolios
Prepare oral and written analyses and summaries to key stakeholders across the firm
Apply detailed understanding of each bonds' position in the capital structure
Maintain relationships with sell-side analyst, rating agencies and company management to keep up to date on investment opportunities
Update and manage relevant internal and external sources of data
Conduct ad hoc projects, analyses, and other support to relevant stakeholders as required

Fulltime

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Underwriting Credit Analyst

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