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Underwriting Consultant

https://www.cvshealth.com/ Logo

CVS Health

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Location:
United States

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Category:

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Contract Type:
Not provided

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Salary:

46988.00 - 122400.00 USD / Year

Job Description:

We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time. This Underwriting Consultant is a part of Meritain Health, an independent subsidiary of Aetna and CVS, and one of the nation's largest employee benefits administrators. We have the resources of a national carrier, coupled with the unique flexibility and devoted service of a third-party administrator (TPA). The Meritain Health underwriting department supports the attainment of organizational goals through the issuance of prospective and existing business quotations and proposals, including administrative fee pricing, stop-loss, RFP (Request for Proposal) questionnaire responses, and plan consultation. This fully remote position will have the opportunity to work on a diversified book of business, including Mid-Market, Select/Key Accounts, Small Group, and our Captive/Alternate channels.

Job Responsibility:

  • Provide guidance and consultation to our Sales and Client Management teams on pricing and stop-loss strategies
  • Prepare and deliver moderately complex new business quotes, existing business renewals, and/or accountings, while meeting established departmental TAT (turnaround time) goals
  • Prepare financial projections on prospects, utilizing financial models in Microsoft Excel and Salesforce
  • Market and place stop loss policies, negotiating terms based upon claims data, strategy, relationships, and cost avoidance/reduction efforts
  • Work with leaders from key functional areas to understand potential impacts for custom requests
  • Manage and interpret operational data, and apply to fee development and financial analysis
  • Present to internal/external customers, constituents, and business partners
  • Display a clear understanding of the Meritain products and services, along with strong business and systems knowledge
  • Review work for accuracy and recommend pricing and/or accounting alternatives based on financial analysis, underwriting principals, and business strategy
  • Develop and participate in presentation to existing and prospective customers, business partners, and internal business areas
  • Collaborate with leadership in Sales to determine the appropriate product mix to issue on proposals that target reducing total cost of care for the plan sponsor
  • Independently assist sales and client management personnel in explaining rates/fees and communication of underwriting and stop loss policies
  • Establish and maintain a positive and productive relationship with sales, client management, our stop loss panel, and internal partners

Requirements:

  • 1-2 years of medical insurance experience, including brokers (producers), carriers, third-party administrators, benefit analysis, underwriting, stop-loss products, rating methodologies, or policy marketing
  • High school diploma or GED

Nice to have:

  • Excellent verbal and written communication skills
  • Exceptional problem solving and decision-making skills
  • Demonstrated analytical skills
  • Adept at collaboration and teamwork
  • Adept at growth mindset (agility and developing yourself and others) skills
  • Bachelor's degree and/or specialized training certification
  • Intermediate/advanced Microsoft Excel skills
What we offer:
  • Affordable medical plan options
  • 401(k) plan (including matching company contributions)
  • Employee stock purchase plan
  • No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching
  • Paid time off
  • Flexible work schedules
  • Family leave
  • Dependent care resources
  • Colleague assistance programs
  • Tuition assistance
  • Retiree medical access

Additional Information:

Job Posted:
March 04, 2026

Expiration:
March 13, 2026

Employment Type:
Fulltime
Work Type:
Remote work
Job Link Share:

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