Underwriting Associate

• Analyzing, reviewing, and approving the credit worthiness of borrower requests for secured or unsecured loans or credit cards in accordance to bank policies and procedures
• Reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines
• Reviewing credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting
• Assisting with the calculations and preparation of reports for review
• Responding to customer inquiries and credit decisions
• Ensuring credit files are current, complete, and compliant with company standards
• Contacting customers and partners to gather information to make appropriate decisions, and explain rationale behind credit decisions
• Receiving direction from leaders and exercising judgment while developing understanding of the Underwriting procedures
• Providing information to team, managers and customers to related inquiries

6+ months of underwriting, loan processing, originations, or closing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education