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The Underwriter is a seasoned professional role that integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of disciplinary knowledge, evaluation of moderately complex issues, and substantial impact through decisions and recommendations. Regularly assumes leadership roles within teams and has a significant impact on projects.
Job Responsibility:
develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques
implement initiatives to ensure consistency and compliance with credit policies
utilize SAS in a UNIX environment to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing
prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity
appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
Requirements:
5-8 years relevant experience
previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry
ability to apply credit and risk principles toward business goals
demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency
must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills
extensive knowledge of SAS or SQL programming and literacy with MS Office software required
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