Underwriter, Citi - Job Offer

Underwriter

Citi

Location:
Brazil, São Paulo

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The objective is to finance new construction and preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

Job Responsibility:

Create written and oral work products to test financial feasibility and credit worthiness of loans
Review due diligence and prepare internal committee packages for approval
Process transactions through internal systems to ensure regulatory requirements
Manage communications among internal and external participants
Understand and analyze different local and national real estate markets
Travel to markets throughout United States for site inspections and client meetings
Conduct analysis on firm special projects as needed
Assess risk when making business decisions

Requirements:

0-2 years relevant experience
Loan underwriting or equivalent experience
Excellent communication, organizational and interpersonal skills
Work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up
Quantitative skills with high proficiency with Excel and other Microsoft based programs
Excellent analytical and computer skills including ability to quickly adopt new technology
Bachelor's/University degree or equivalent experience
English fluency is required

Nice to have:

Established working knowledge of lending Underwriting Guides
Familiar with the processes of Rating Agencies
Comfortable analyzing real estate projects for financial feasibility
Well versed in commercial real estate concepts such as NOI, Cap Rates, debt service coverage
Tact and composure to be client focused while managing internal and external relationships
Ability to read, comprehend, and summarize legal documents collected in due diligence
Working knowledge of the nuances of loan transactions
Ability to travel (20% of time) on short notice

Additional Information:

Job Posted:
September 27, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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