Underwriter, Citi - Job Offer

Citi

Location:
Philippines, City of Taguig

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Underwriter role is responsible for underwriting, closing and securitizing loans in coordination with the investment banking team. The overall objective is to finance new construction and the preservation of affordable and workforce rental housing, as well as office, retail, warehouse/industrial, multifamily, hotel, and self-storage properties for Citigroup.

Job Responsibility:

Create written and oral work products to test the financial feasibility and credit worthiness of loan forwards, permanent loans, and permanent loan conversions
Review due diligence and prepare internal committee packages for approval, as well as, credit submissions required for the sale of the loans to Bond Investors and for Rating Agencies
Process transactions through internal systems to ensure regulatory requirements
Manage communications among a diverse mix of internal and external participants
Understand and analyze different local and national real estate markets
Travel to markets throughout the United States to conduct site inspections, meet with internal and external clients, and participate in training opportunities
Conduct analysis on firm special projects as needed
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Requirements:

0-2 years relevant experience
Loan underwriting or equivalent experience
Excellent communication, organizational and interpersonal skills
Work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up
Quantitative skills with a high proficiency with Excel and other Microsoft based programs
Excellent analytical and computer skills including the ability to quickly adopt new technology
Bachelor's/University degree or equivalent experience

Nice to have:

Established working knowledge of lending Underwriting Guides
Familiar with the processes of Rating Agencies
Comfortable analyzing real estate projects for financial feasibility as well as analyzing property and market risk factors
Well versed in commercial real estate concepts such as NOI, Cap Rates, debt service coverage, etc
Tact and composure to be client focused while also managing internal and external relationships
Ability to read, comprehend, and summarize legal documents collected in the due diligence process
Working knowledge of the nuances of loan transactions
Ability to travel (20% of time) on short notice necessary

Additional Information:

Job Posted:
July 18, 2025

Employment Type:

Fulltime

Work Type:

On-site work

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