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The Underwriter plays a critical role in supporting continued growth by evaluating financial risk and creditworthiness for new and existing customers. This position focuses on reviewing financial statements, assessing business health, and enabling timely, accurate underwriting decisions in a high-volume, fast-paced fintech environment. The role partners closely with underwriting leadership and cross-functional teams to ensure efficient deal flow while maintaining strong credit discipline.
Job Responsibility:
Review and analyze financial statements, including balance sheets, income statements, and cash flow data, to assess credit risk
Evaluate business financial health, trends, and risk indicators to support underwriting decisions
Process and underwrite a high daily volume of applications while meeting turnaround time expectations
Identify potential risk factors, inconsistencies, or gaps in financial documentation
Document underwriting decisions clearly and consistently for internal records and audit readiness
Partner with underwriting leadership, operations, and sales teams to support smooth deal execution
Contribute to process improvements that increase efficiency and scalability as application volume grows
Requirements:
Professional experience in accounting, finance, underwriting, or a related analytical role
Strong ability to read and interpret balance sheets and financial statements
High attention to detail and sound judgment in financial analysis
Ability to work effectively in a fast-paced, high-volume environment
Strong written and verbal communication skills
United States–based and eligible to work remotely
Experience in fintech, payments, lending, or financial services
Exposure to credit, risk, or underwriting workflows
Experience supporting growth-stage or scaling organizations