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ICM's objective is to provide integrated 'end-to-end' credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. The Infrastructure Finance (IF) and Clean Energy Finance (CEF) Underwriter will cover large and complex relationships globally and will manage the underwriting process. This role reports directly to the Head of IF and CEF Underwriting.
Job Responsibility:
Interface with and support bankers in underwriting requests for credit extensions
Adoption of leading practices in credit analysis, underwriting, and monitoring
Prepare detailed written credit analysis of transactions
Perform credit and financial statement analysis on borrowers, guarantors, and co-borrowers
Perform industry and geographical research and other due diligence
Maintain compliance with bank credit policies/practices and regulatory policies
Assist business unit goals by continuous identification of process improvements
Provide backup support to Credit Underwriting Group Manager
Mentor junior level Credit Officers
Assess risk when business decisions are made
Requirements:
4-8 years relevant experience in infrastructure finance and/or clean energy finance underwriting and/or financial services
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
Excellent organizational skills, prioritizing capabilities, attention to detail
Effective inter-personal and written/verbal communication skills
Thorough problem recognition and resolution skills
Pro-active disposition with ability to work autonomously and within a team
Proficient in various spreadsheet and word processing applications (Excel and Word)
Bachelor's/University degree or equivalent experience
Nice to have:
Experience with complicated business structures with foreign subsidiaries and/or parent organizations
Ability to complete assignments within required deadlines in a fast-paced environment
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