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Underwriter

https://www.citi.com/ Logo

Citi

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Location:
Hong Kong , Kowloon City

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Category:

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Contract Type:
Not provided

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Salary:

Not provided

Job Description:

We’re currently looking for a high caliber professional to join our team as Vice President, Underwriter - Hybrid (Internal Job Title: Underwriter - C13) based in Hong Kong. Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a first line of defense business line, to house and consistently manage credit risk activities performed for Citi’s institutional clients. ICM’s objective is to provide integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit across the enterprise. Within ICM, the Credit Underwriting function (“ICM UW” or “UW”) provides credit analysis, underwriting, and first line of defense credit approval for periodic / material transaction reviews, and any necessary subsequent credit monitoring across all institutional business including Corporate Banking, Services, and Markets relationships.

Job Responsibility:

  • Executes, aligned with global and regional strategies, all responsibilities regarding underwriting
  • Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums.
  • Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk ratings and other in-depth analysis performed by junior resources.
  • Review and approval of Credit Approval Memos (CAM) packages.
  • Partner with Front Office on structuring and production of term sheet for new transactions.
  • Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions.
  • Support ICM Underwriting organization on strategic initiatives / projects as required.
  • Manage a portfolio of relationships across Hong Kong CCB customers, being responsible for the continuous monitoring of that portfolio. That includes the production of annual reviews, quarterly reviews, and the support of ad-hoc transactions and portfolio & industry reviews and stress testing, in partnership with Core Business Coverage and Risk.

Requirements:

  • 6-10 years risk/risk-related credit work experience in banking/financial institutions
  • Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit
  • Demonstrates strong ethics and integrity
  • Ability to see the ‘big picture’ in a complex environment
  • Can make decisions under pressure and short timeline
  • Excellent verbal & written communication skills. Active listening skills.
  • Excellent presentation skills – adept at presenting effectively to audiences of various sizes and various constituencies
  • Bachelor’s/University degree or equivalent / Master’s degree preferred.
  • Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience
  • Experience in and exposure to global credit risk management standards
  • Ability to understand capital markets products and complex financing and product structures
  • Ability to provide strategic insights and strong sensitivity to macro and regulatory issues
  • Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations
  • Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors
  • Navigates organizational complexity and breaks silos
  • Creates and sustains a network of strong partnerships with the business in all segments geographies and other risk functions
  • Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships
  • Proven track record of partnering with global peers in leveraging and implementation of best practices.
What we offer:
  • Extensive on-the-job training and exposure to senior leaders, as well as more traditional learning
  • The chance to give back and make a positive impact where we live and work through volunteerism
  • We’ll provide you with the resources to meet your unique needs, empower you to make healthy decisions and manage your financial well-being to help plan for your future.

Additional Information:

Job Posted:
March 22, 2026

Employment Type:
Fulltime
Work Type:
Hybrid work
Job Link Share:

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