Underwriter Job at Randstad (Mumbai)

Senior Vice President - Underwriter - (Structured Credit and Real Estate Underwriting)

The Senior Vice President position will hold a critical role within the Structur...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

13+ years of credit, portfolio management or product experience (preferably real estate underwriting or asset management) in a financial institution, rating agency, financial guarantor, or asset management firm
Experience in leading a team and in coaching and mentoring junior bankers
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
Ability to understand capital markets products and complex financing and product structures
Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks
Pro-active disposition with ability to work autonomously and within a team
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources
Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
On track for internal Senior Credit Officer designation is a plus

Job Responsibility

Accountability for ensuring strong analysis of the assigned Real estate portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums
Supervise analysts and associates to perform periodic monitoring of the portfolio
Ensure maintenance of organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes
Perform quality control of the approval memos to ensure accuracy and completeness of input
Ensures team monitors the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers and makes appropriate recommendations with the aim of identifying and mitigating credit risks
Ensure ongoing and timely feedback and coaching of junior team to sustain a strong credit culture and an unwavering commitment to excellence in analysis and execution
Provide support to Director and other senior team members, lead projects and initiatives in the wider team
Support the ICM Real Estate Underwriting Verticals (Citi Community Capital, CRE) on strategic initiatives/projects

What we offer

Global Benefits
Best-in-class benefits
Work-life balance

Fulltime

Officer - Underwriter (Structured Credit and Real Estate Underwriting)

The Analyst will hold a critical role within the Structured Credit and Real Esta...

Location

India , Mumbai

Salary:

Not provided

Citi

Expiration Date

Until further notice

Requirements

3 to 6 years of credit, portfolio management or structuring experience in a financial institution, rating agency, financial guarantor, or asset management firm
structured credit/securitization experience is a plus
A strong interest in structured products and credit analysis
Strong Microsoft Office skills
Modelling experience is a plus
Strong attention to detail
Oral and written communications skills enabling effective interaction with internal and external constituents of all levels
Team player with strong work ethic
Strong organizational skills with ability and willingness to work under pressure and manage time and priorities effectively
MBA or CFA or CA

Job Responsibility

Work proactively with the Underwriting team to ensure timely information flow/ communications among all internal stakeholders
Monitor the ongoing compliance of assigned deals with the documented financing terms and conditions, portfolio performance and financial triggers with the aim of identifying and mitigating credit risks
Assist with classification and risk rating processes, decisions and monitoring
Review servicer reports for accuracy, investigate unusual data trends, identify deteriorating asset performance, and keep abreast of industry and market trends and customer-specific events
Prepare annual credit approval and quarterly memos in a timely manner
Model transactions for risk rating and stress testing purposes
Assist with special projects including stress testing, portfolio concentration analysis, internal audit & reviews, risk rating processes, Credit Policies and Credit Programs across product groups
Assist in reporting of Basel securitization parameters
Maintain organized credit files for credit, regulatory, and compliance purposes and ensuring compliance with WCR policies and processes

Fulltime

Existing Business Underwriter

We’re working closely with a leading insurance company to help them identify an ...

Location

United Kingdom , Scotland

Salary:

39000.00 - 49000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Progression towards CII qualifications would be preferred but not essential
3+ years of experience in commercial underwriting, with a focus on existing business accounts
Proficiency in underwriting operations and commercial lines underwriting
Strong analytical and decision-making skills
Excellent communication and interpersonal abilities
Ability to work independently and remotely, demonstrating strong time management and organisational skills

Job Responsibility

Evaluate and underwrite existing commercial risks within company guidelines
Review and analyse policy renewals and endorsements
Manage underwriting workflow and ensure timely processing of accounts
Collaborate with internal teams to resolve underwriting issues and provide excellent customer service
Maintain up-to-date knowledge of insurance regulations and underwriting guidelines
Assist in special projects and initiatives as needed
Nurture and maintain broker relationships
Visit when required

Fulltime

Existing Business Underwriter

We’re working closely with a leading insurance company to help them identify an ...

Location

United Kingdom , Manchester

Salary:

40000.00 - 45000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

3+ years of experience in commercial underwriting, with a focus on existing business accounts
Proficiency in underwriting operations and commercial lines underwriting
Strong analytical and decision-making skills
Excellent communication and interpersonal abilities
Ability to work independently and remotely, demonstrating strong time management and organisational skills

Job Responsibility

Evaluate and underwrite existing commercial risks within company guidelines
Review and analyse policy renewals and endorsements
Manage underwriting workflow and ensure timely processing of accounts
Collaborate with internal teams to resolve underwriting issues and provide excellent customer service
Maintain up-to-date knowledge of insurance regulations and underwriting guidelines
Assist in special projects and initiatives as needed
Nurture and maintain broker relationships
Visit when required

Fulltime

Property & Casualty Underwriter

Lawes Recruitment is working on behalf of a leading insurer seeking a commercial...

Location

United Kingdom , Glasgow

Salary:

50000.00 - 60000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Minimum 2 years of experience in commercial underwriting, preferably focused on new business
Proven ability to build broker relationships and negotiate underwriting terms effectively
Track record of contributing to underwriting growth and achieving performance targets
Comfortable working within a matrix structure and collaborating across departments
Experience in accurately pricing risk while balancing commercial and compliance needs
Progression towards ACII or other relevant professional qualifications is preferred
Full clean driving licence is a must

Job Responsibility

Underwrite new Property & Casualty business within agreed authority levels, adhering to risk appetite and technical guidelines
Follow a structured broker engagement model to identify, develop, and convert new business opportunities
Deliver against income, profit, and expense targets by managing performance to Key Performance Indicators
Build and maintain strong broker relationships to enhance local presence and market influence
Provide valuable commercial and technical market insights to support wider regional strategy
Collaborate with internal teams including claims and surveyors to ensure consistent and high-quality service
Support the continuous improvement of underwriting performance and client service standards

Fulltime

Existing Business Underwriter

The role involves managing renewals, mid-term adjustments, and cancellations for...

Location

United Kingdom , Leeds

Salary:

48000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Minimum of 2 years Commercial Underwriting Experience, (Commercial Property & Casualty)
Cert CII or ACII
Self-Motivated
Friendly
Professional
Good relationship building skills
Quick to learn
Strong team working skills
Ability to prioritise and ensure deadlines are met
Excellent communication skills

Job Responsibility

Provide brokers with their renewal invites for all products including RPO, CPO, Retail, Pubs, Restaurants, Hotels, Contractors, Tradesman and Commercial Combined, in good time
Work through any renewals queries for your panel of brokers in a timely manner
Action all Mid Term Adjustments and Cancellations for your brokers and clients
Large case management for renewals over £5,000 and above
Act as a referral point for Underwriting Assistants within the Team
Answer phone calls to broker in a professional and friendly manner
Operate in accordance with the Underwriting License given
Make use of the Underwriting guide in addition to senior colleagues for a collaborative approach to underwriting
Take initiative, within the context of the role, to improve work processes and promote overall corporate goals
Ensure Group trading entities deliver customer outcomes in a compliant manner in accordance with the principals of Treating Customers Fairly (TCF)

What we offer

Competitive salary
Generous private health care and pension scheme

Fulltime

Senior Development Underwriter

Are you an experienced underwriter seeking an exciting new opportunity? Our clie...

Location

United Kingdom , Bristol

Salary:

65000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Proven experience in senior development underwriting
Strong commercial underwriting and risk assessment background
Success in managing broker relationships and driving growth
Knowledge of market trends and regulatory requirements
Strong technical underwriting and risk assessment skills
Excellent relationship management and negotiation abilities
Commercial acumen to identify and seize business opportunities
Clear, effective communication and analytical thinking

Job Responsibility

Underwrite and grow a profitable book of business
Develop and maintain broker and client relationships
Analyse risk exposure, ensuring competitive pricing and coverage
Stay updated on market trends and regulatory changes
Contribute to process improvements and product development

Fulltime

Commercial Underwriter – Sports & Leisure

As a Commercial Underwriter specialising in Sports and Leisure, you will be resp...

Location

United Kingdom , London

Salary:

45000.00 - 55000.00 GBP / Year

Lawes Consulting Group

Expiration Date

Until further notice

Requirements

Minimum of 3 years commercial combined underwriting experience
Strong analytical skills, attention to detail, and the ability to make informed decisions
Excellent communication and negotiation skills
In-depth understanding of underwriting principles, risk assessment, and the unique risks associated with the Sports and Leisure industry
Proficiency in underwriting software and Microsoft Office Suite
Ability to work collaboratively within a team and with other departments
Strong customer service orientation with a commitment to meeting client needs
Proactive approach to identifying issues and developing effective solutions
Flexibility to adapt to changing market conditions and business needs

Job Responsibility

Evaluate and assess risks for sports and leisure clients, including sports clubs, gyms, recreational facilities, and event organisers
Underwrite new and renewal business within the Sports and Leisure sector, ensuring compliance with company guidelines and standards
Develop and maintain strong relationships with brokers, clients, and other stakeholders to facilitate business growth and retention
Prepare and issue insurance policies, endorsements, and related documentation in a timely and accurate manner
Stay informed about market trends, competitor activities, and regulatory changes impacting the Sports and Leisure sector
Work closely with the claims, risk management, and sales teams to deliver comprehensive insurance solutions and exceptional service
Negotiate terms, conditions, and pricing with brokers and clients to secure profitable business

Fulltime

Underwriter

Randstad

Location:
India , Mumbai

Category:
Finance

Contract Type:
Employment contract

Salary:

Job Description:

Requirements:

Nice to have:

Additional Information:

Job Posted:
January 07, 2026

Expiration:
February 07, 2026

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Job Posted:
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