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Berkshire Hathaway Specialty Insurance (BHSI) offers an exciting opportunity to join our German Property team as an Underwriter or Senior Underwriter – General Property, based in Cologne (Headquarters), Frankfurt, Munich, or Hamburg. We are looking for a motivated and intellectually curious underwriting professional, open to candidates across different career stages. The level of responsibility and seniority will be aligned with the individual’s experience, expertise, and track record. In this role, you will contribute to the development and underwriting of general property business across the German market. This includes pre‑qualifying and evaluating new and renewal opportunities, analyzing property risk exposures, and making sound underwriting decisions within BHSI’s risk appetite. Depending on experience, you will either: Develop your underwriting and market‑facing capabilities, working closely with senior underwriters and internal stakeholders to support portfolio growth and broker engagement, or Take ownership of underwriting decisions and portfolio development, actively driving broker and client relationships, production activity, and market strategy. Across all levels, you will play an active role in the disciplined and profitable growth of the portfolio, collaborating closely with brokers, customers, other BHSI product lines, and the Risk Engineering team. This role offers the opportunity to work in a technically strong, collaborative environment with exposure to complex property risks and bespoke underwriting solutions, while continuing to grow professionally within the BHSI platform.
Job Responsibility:
Source, evaluate, and underwrite new and renewal property business, including primary and excess layers, multi‑year policies, and bespoke structured placements, in line with BHSI’s risk appetite
Actively grow and shape the general property portfolio through disciplined underwriting and targeted business development
Design and execute market strategies, delivering tailored insurance solutions to meet the needs of brokers and clients
Build, maintain, and expand strong broker and customer relationships, collaborating closely with other BHSI product lines and the Risk Engineering team
Assess and interpret technical documentation, including catastrophe modeling outputs, risk engineering reports, and valuation data
Review, negotiate, and approve policy terms and conditions to ensure technical accuracy and contract certainty
Thrive in a fast‑paced environment, managing multiple priorities and making sound underwriting decisions while maintaining discipline and integrity
Requirements:
5–10+ years of experience in commercial insurance
Established and strong broker and client relationships
Proven underwriting judgment with strong attention to detail
Solid understanding of CAT peril modeling and pricing (preferred)
In‑depth knowledge of policy forms, including broker manuscript wordings
Strong collaboration skills with a demonstrated ability to build and contribute to high‑performing teams
Excellent communication skills, including negotiation, stakeholder management, and presentation capabilities
Willingness to travel as required
University degree or equivalent education, and/or strong professional insurance qualifications preferred
Fluency in German and English
Nice to have:
Solid understanding of CAT peril modeling and pricing
University degree or equivalent education, and/or strong professional insurance qualifications
What we offer:
A competitive compensation package combined with attractive professional growth and development opportunities for career‑driven individuals
A dynamic, fast‑moving, and purpose‑driven environment focused on doing the right thing for our customers, teammates, and stakeholders
A deliberately non‑bureaucratic culture that values simplicity over complexity and encourages individual excellence within a collaborative team framework