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Underwriter, Life & Health

Singapore, Singapore · Job Posted June 01, 2026
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Job Description

Our client is a prominent life and health insurance provider with a significant presence in the Singapore financial services market. The organization offers a comprehensive suite of protection, savings, and investment solutions designed to meet the diverse needs of individual and corporate policyholders. Its operations are centered on a commitment to robust risk management and the delivery of sustainable long-term value through disciplined underwriting and strategic distribution channels. You will facilitate the assessment of medical and financial risks for applicants seeking life and health insurance coverage to ensure sustainable portfolio growth. This position involves navigating a fast-paced operational environment where you will evaluate complex exposures and provide technical guidance to distribution partners.

Job Responsibility

  • Risk Assessment: Evaluating medical and financial profiles of applicants to determine appropriate coverage terms and conditions for life and health policies
  • Underwriting Authority: Executing underwriting decisions within established delegated limits while maintaining consistency with internal standards and prevailing market trends
  • Case Management: Reviewing high-complexity cases involving multiple medical conditions or intricate risk factors to determine insurability
  • End-to-End Processing: Managing the full lifecycle of customer requests and policy applications to ensure timely and accurate completion of underwriting tasks
  • Stakeholder Advisory: Providing technical support and underwriting expertise to Financial Consultants regarding policy requirements and risk decisions
  • Project Participation: Contributing to ad hoc initiatives and process improvement projects aimed at enhancing underwriting efficiency and operational excellence

Requirements

  • Experience: 2 to 5 years of underwriting experience specifically within the life insurance sector
  • Education: A degree in Nursing, Biomedical Science, or Biomedical Engineering
  • Technical Knowledge: Knowledge of medical conditions, insurance laws, regulations, and life and health insurance products
  • Professional Qualifications: Attainment of or progress toward ACII, ANZIIF, ALU, or LOMA certifications
  • Communication Skills: Effective communication skills for interaction with stakeholders and distribution partners
  • Systems Knowledge: Ability to use the Microsoft Office suite for daily reporting and administrative tasks

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