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You will facilitate the assessment of medical and financial risks for applicants seeking life and health insurance coverage to ensure sustainable portfolio growth. This position involves navigating a fast-paced operational environment where you will evaluate complex exposures and provide technical guidance to distribution partners.
Job Responsibility
Evaluating medical and financial profiles of applicants to determine appropriate coverage terms and conditions for life and health policies
Executing underwriting decisions within established delegated limits while maintaining consistency with internal standards and prevailing market trends
Reviewing high-complexity cases involving multiple medical conditions or intricate risk factors to determine insurability
Managing the full lifecycle of customer requests and policy applications to ensure timely and accurate completion of underwriting tasks
Providing technical support and underwriting expertise to Financial Consultants regarding policy requirements and risk decisions
Contributing to ad hoc initiatives and process improvement projects aimed at enhancing underwriting efficiency and operational excellence
Requirements
2 to 5 years of underwriting experience specifically within the life insurance sector
A degree in Nursing, Biomedical Science, or Biomedical Engineering
Knowledge of medical conditions, insurance laws, regulations, and life and health insurance products
Attainment of or progress toward ACII, ANZIIF, ALU, or LOMA certifications
Effective communication skills for interaction with stakeholders and distribution partners
Ability to use the Microsoft Office suite for daily reporting and administrative tasks