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Underwriter, Life & Health

Singapore, Singapore · Job Posted June 01, 2026
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Job Description

You will facilitate the assessment of medical and financial risks for applicants seeking life and health insurance coverage to ensure sustainable portfolio growth. This position involves navigating a fast-paced operational environment where you will evaluate complex exposures and provide technical guidance to distribution partners.

Job Responsibility

  • Evaluating medical and financial profiles of applicants to determine appropriate coverage terms and conditions for life and health policies
  • Executing underwriting decisions within established delegated limits while maintaining consistency with internal standards and prevailing market trends
  • Reviewing high-complexity cases involving multiple medical conditions or intricate risk factors to determine insurability
  • Managing the full lifecycle of customer requests and policy applications to ensure timely and accurate completion of underwriting tasks
  • Providing technical support and underwriting expertise to Financial Consultants regarding policy requirements and risk decisions
  • Contributing to ad hoc initiatives and process improvement projects aimed at enhancing underwriting efficiency and operational excellence

Requirements

  • 2 to 5 years of underwriting experience specifically within the life insurance sector
  • A degree in Nursing, Biomedical Science, or Biomedical Engineering
  • Knowledge of medical conditions, insurance laws, regulations, and life and health insurance products
  • Attainment of or progress toward ACII, ANZIIF, ALU, or LOMA certifications
  • Effective communication skills for interaction with stakeholders and distribution partners
  • Ability to use the Microsoft Office suite for daily reporting and administrative tasks

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