Underwriter/ Credit Analyst, Citi

Citi

Location:
Mexico, Ciudad De Mexico

Category:
Finance

Contract Type:
Not provided

Salary:

Not provided

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Job Description:

The Underwriter is a strategic professional who stays abreast of developments within their field and contributes to the directional strategy of the business. The role includes preparing detailed written credit summaries, performing financial analysis, ensuring compliance with credit policies, and advising on operations. Work is focused on underwriting commercial credit requests for clients while maintaining strong risk management practices.

Job Responsibility:

Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards
prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision
perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements
perform industry and geographical research and other due diligence as needed
maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization
maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors
assist business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels
work with management team on prioritization and implementation of approved actions
provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed
assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets.

Requirements:

6-10 years previous credit authority experience
proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections
demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process
excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment
effective inter-personal and written/verbal communication skills
thorough problem recognition and resolution skills
pro-active disposition with ability to work autonomously and within a team
proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software
experience in credit analysis within the banking sector (corporate or investment banking)
communication skills
advanced English mandatory.

Nice to have:

Ability to work autonomously and within a team
familiarity with graphs and charts and financial analysis software.

Additional Information:

Job Posted:
July 10, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

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Underwriter/ Credit Analyst