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Treasury Management Consultant III & Relationship Manager - Government Banking Northeast

United States, New York 140600.00 - 192500.00 USD / Year · Job Posted January 03, 2026

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Job Description

The Government Banking Treasury Management Consultant (TMC) & Relationship Manager partners with internal stakeholders to be the single point of accountability and advise on prospects’ and clients’ deposit, treasury management, risk and other liquidity needs. The TMC builds a book of business through deposit growth, maintaining and cross-selling existing clients, and prospecting new-to-bank relationships. The TMC on the Government Banking Treasury Management Sales team will work to identify ways to improve the client experience and enhance Capital One’s brand in the marketplace. Seen as a trusted advisor, the TMC works closely with government clients to understand their business, optimize Treasury work flows, and minimize financial and reputational risk. They focus on creating and delivering customized client centric solutions through a consultative approach. This TMC will focus exclusively on Government Banking clients that includes State and Local Municipalities, Public School Districts and Public Universities. Familiarity with the public sector vertical and Government clients’ specific banking and financial operations is desirable. This role functions as both the Treasury Management Consultant and Relationship Manager for client relationships and works to generate new-to-bank relationships, while developing existing clients by delivering value-added solutions and working across the product and technology organization to optimize products for evolving client needs. Leveraging their network and collaborating across business lines, the TMC influences strategy to meet the needs of clients while using sound judgement in assessing risk. The TMC is also responsible for developing marketing and portfolio relationship plans specific to their market to drive profitable portfolio growth and net new revenue generation. They will act as the lead for a team of functional partners who will help support Treasury Management, deposit sales processes, and build ongoing relationships. The TMC values and fosters a spirit of teamwork and cooperation across value streams. This position works independently and uses initiative in carrying out client analysis and proposals requiring minimal guidance from the sales leader.

Job Responsibility

  • Consistently meet annual financial goals & benchmark competencies by demonstrating the key sales behaviors such as strategy, collaboration & consultation, while building and maintaining a partnership-centric client portfolio
  • Manages portfolio of existing clients with focus on profitable, organic revenue growth and minimizing attrition
  • Manages portfolio of new-to-bank clients with focus on new revenue growth
  • Ability to understand sales and relationship management specific to working with Government Banking clients
  • Independently develops and maintains relationships with clients to maintain and expand existing business
  • Understands treasury management product risk and ensures Capital One credit policies and other risks (e.g., reputational, legal) are adhered to and mitigated
  • Establishes appropriate expectations for onboarding including execution of documentation and ensure ramp of sold services
  • Conducts independent entities to generate new, high-quality and profitable Treasury Management and deposit business to achieve or exceed specific YoY growth goals
  • Takes a role in market by actively engaging in local industry associations, conferences, networking groups and community associations
  • Identifies working capital efficiency opportunities for an entity and deepens relationship accordingly
  • ensures awareness of market and industry trends
  • identifies dissatisfiers and escalates appropriately
  • Identifies and refers ancillary business opportunities to appropriate partners
  • Designs customer-centric treasury management solutions, and provides consultative expertise on the liquidity management cycle
  • Identifies both internal and external prospects. Develops and maintains relationships with prospects to profitably expand business
  • Provides thought leadership within and outside the market through, but not limited to, attending and speaking at industry conferences, etc.
  • Engages with internal marketing in the design of sales collateral and company-sponsored marketing

Requirements

  • High School Diploma, GED, or equivalent certification
  • At least 6 years of financial services experience
  • At least 5 years of sales experience
  • At least 5 years of treasury management experience

Nice to have

  • Government banking industry experience
  • Bachelor's degree or Military experience
  • At least 7 years of treasury management experience
  • In-depth to advanced treasury management product knowledge
  • Certified Treasury Professional designation or equivalent certification
  • Effective oral and written communication skills
  • Proficiency with Google Workspace or Microsoft Business products

What we offer

  • performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
  • comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

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