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Reporting to the Travel Underwriting Manager, you will take ownership of underwriting performance across a significant travel insurance portfolio. You’ll work cross-functionally with pricing, actuarial, finance, commercial, and business development teams to drive profitable growth while carefully balancing risk and claims exposure. This role offers strong visibility across the business and the chance to influence product design, pricing strategy, and underwriting controls in a dynamic and fast-growing environment.
Job Responsibility:
Manage the net underwriting performance of assigned travel insurance portfolios, ensuring profit targets are met
Analyse performance trends and develop ultimate loss ratios for reserving committees
Support the development and enhancement of customer-focused products, including policy wording reviews
Work closely with Pricing to ensure robust sales and underwriting performance reporting
Recommend and support product and pricing changes through governance and sign-off forums
Partner with Commercial teams to support key distribution relationships
Contribute underwriting expertise to new business opportunities and RFPs
Ensure compliance with internal governance and FCA regulatory requirements
Requirements:
Minimum 2 years’ underwriting experience in UK personal lines insurance
Strong analytical mindset with excellent attention to detail
Comfortable managing multiple projects and stakeholders
Experience contributing to pricing, product, or portfolio performance discussions
Confident communicator with strong interpersonal skills
Intermediate to advanced Excel, Word, and Adobe skills
Nice to have:
Travel insurance and/or European market exposure is advantageous but not essential
What we offer:
Work with a globally recognised brand portfolio
Exposure to large-scale, complex underwriting portfolios
Opportunity to influence product innovation and growth strategy
Supportive, collaborative, and entrepreneurial culture