Transaction Risk Senior Manager

• Monitor portfolio trends including sectors, positions of concern, delinquent positions and non-recourse structures, ensuring alignment within risk appetite and taking appropriate action to mitigate loss including reviewing information at individual seller and portfolio level to identify anomalies and trends
• Produce portfolio risk reportings, participate in the preparation of the decks for RF and GTS risk meetings and reports for regulators
• Manage underwriting of new credit opportunities and renewals including submission of appropriate recommendation to Wholesale Credit Risk
• Manage the analysis and management of buyer credit risk and related Trade Credit Insurances policies
• Review the seller’s ability to comply with undertaking and reporting requirements, ensuring that risk identified as a result of survey work is mitigated and, in collaboration with the deal team, appropriate structure and subsequent risk mitigation is implemented
• Work closely with GTS Client Management and Sales teams in Continental Europe and across the GTS and broader Risk function community including Regional & Global GTS Product Risk functions and Wholesale Credit Risk
• Communicate and adhere to HSBC policy and procedures in order to ensure good operational, financial and project management, as well as early identification and effective resolution or escalation of issues that arise, taking required action in relation to points raised by audit and/or external regulators
• Participate in various cross functional projects of the Bank in line with TRM risk monitoring function
• Develop and recommend changes and improvements to operating models, procedures and practices based on subject matter expertise and understanding of HSBC and market best practice
• Contribute to team development, effectiveness and success by sharing knowledge and good practice, working collaboratively with others to create a productive, diverse and supportive working environment

• Receivables Finance or Trade Finance experience
• Relationship Management and/or Risk experience
• Excellent stakeholder management skills
• Understanding of the regulatory frameworks and compliance requirements
• Ability to understand and interpret financial information/analysis
• Basic understanding of Europe Insolvency Law
• Fluent in both spoken and written French and English languages

German skills would be a plus

• Advantageous remote working agreement
• 5 weeks of paid vacation + RTT
• Family event days off, additional maternity or breastfeeding leave, advantageous paternity leave, parental presence or dependency support leave
• A Time Savings Account to monetize your untaken off days (CET)
• Partial reimbursement of childcare costs
• Various bonuses (birth bonus, back-to-school bonus for your children up to 25, parental bonus)
• An allowance for parents of children with disabilities
• Possibility to work part-time
• A company savings plan and a savings plan for collective retirement
• Meal voucher card or corporate restaurant depending on your place of employment
• Mutual insurance for you and your family, and a pension contract to protect your loved ones
• A loyalty bonus and a long-service medal rewarding seniority
• Holiday vouchers based on your reference tax income
• CESUs (for tax purposes) if you are disabled or if you have a disabled child, spouse or parent
• A Work Council which offers, among other things, ticketing, travel, sports, legal aid, etc.
• Access to our Degreed platform (learning platform for discovering learning content, developing skills, and meeting new business challenges)
• Access to development programmes, mentoring, and coaching
• World-class training through HSBC University
• Resources that support mental, physical, and social well-being