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Trading Underwriter

United Kingdom, Basildon · Job Posted February 20, 2026
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Job Description

The role of the Trading underwriter is to evaluate the risk and exposures of customers for new business, mid-term adjustments and renewals. Quoting, converting and retaining business to meet budget and underwriting performance targets for the range of specialist home insurance products throughout all Plum’s distribution channels, ensuring Plum provides excellent service to its brokers at all times.

Job Responsibility

  • Evaluate the risk and exposures of customers for new business, mid-term adjustments and renewals
  • Quoting, converting and retaining business to meet budget and underwriting performance targets for the range of specialist home insurance products throughout all Plum’s distribution channels
  • Underwrite in accordance with the Plum Internal Underwriting Guide and the Underwriting authority awarded
  • Trade with Brokers to maximise conversion and retention within your authority
  • Monthly reporting to Line Manager
  • Renewal/Existing and New Business Control
  • Take underwriting referrals from other offices where outside individuals level of authority
  • Understand/support and drive income, conversion and retention objectives
  • Assist in the development of new & existing products
  • Deal with incoming enquiries from clients, insurers and other third parties in a professional and timely manner
  • To underwrite taking all necessary care to protect the interest of our capacity providers

Requirements

  • Experience of successfully underwriting a mixed household / Commercial Property portfolio
  • Strong Communication (both written and verbal), sales, negotiation, analytical and IT skills
  • Previous experience within an MGA business would be highly beneficial

What we offer

  • A negotiable basic salary + bonus
  • Pension
  • Holidays
  • Full funding for relevant professional qualifications and ongoing personal development

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