Third Party Credit Risk Analyst, Citi

Citi

Location:
United States, Jacksonville

Category:
Finance

Contract Type:
Employment contract

Salary:

103920.00 - 155880.00 USD / Year

Save Job

Apply Position

Job Description:

This role is focused on reviewing, challenging and approving Financial Risk Assessments and Credit Approval Memos, and monitoring the portfolio to identify potential deteriorations in a third party’s financial performance and ability to perform their contractual obligations to Citi. As a member of the Third Party Credit Risk Group (TPCRG), the position is a part of the Global Commercial Risk function within Business & International Risk (BIR). The function owns the Global Third Party Credit and Performance Risk Policy and establishes MIS & Reporting for contingent exposures through various types of third party relationships, such as suppliers, partners, alliances and joint ventures for Citigroup globally. This role manages and mitigates potential losses, safeguarding the company's financial stability and supporting sustainable business growth.

Job Responsibility:

Provide review challenge and approval of Credit and Financial Performance Risk assessments of both prospective and existing third-party relationships, including analyzing companies, industries, financial viability, Citi's contingent risks and contract protections
Conduct annual and/or quarterly reviews of Third Parties involved in critical activities for Citi
Work with Citi Business units to establish effective action plans and contract language that mitigate Citi's risk
Assess quality of assigned portfolios, including identification and evaluation of emerging risks
Use Citi’s proprietary systems & tools including Debt Rating Model (DRM), CitiRisk Financial, and Optima
Structure third party agreements and negotiate transactions
Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios
Demonstrate Quality Assurance activities as Subject Matter Expert

Requirements:

Experience in credit analysis of Financial Institutions is strongly preferred
6+ years of work experience, preferably in financial and/or credit analysis
Third party management experience would be a plus
Experience in overseeing and independently managing projects related to credit approval and risk management
Proficiency in analyzing complex data, prioritizing critical information, and making informed decisions
Experience with interacting with senior management, regulators, internal and external audit
Proven knowledge of credit risk measures and basic accounting
Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus
Ability to analyze data and present conclusions
Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences
Ability to prioritize and remain organized in a fast-paced environment
Good team player and excellent work ethics

Nice to have:

Third party management experience would be a plus
Experience with internal risk / finance reporting systems (Optima, CitiRisk), system flows, data attributes would be a plus

What we offer:

Medical, dental & vision coverage
401(k)
Life, accident, and disability insurance
Wellness programs
Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays
Discretionary and formulaic incentive and retention awards

Additional Information:

Job Posted:
September 05, 2025

Expiration:
September 11, 2025

Employment Type:

Fulltime

Work Type:

Hybrid work

View All Jobs In This Company

Job Link Share:

Third Party Credit Risk Analyst