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The purpose of this role is to develop, monitor and manage case underwriting capability and policies and procedures to deliver Combined Operating Ratio and financial plans in line with agreed corporate and underwriting strategies and regulatory requirements. Role to operate across commercial, motor and personal lines within a defined cross-regional area.
Job Responsibility:
Understand key account performance measures. Implement agreed premium, pricing, cover, risk acceptance and other changes to achieve KPIs, financial and strategic objectives
Monitor underwriting authorities, standards and processes to ensure compliance with regulatory requirements, good outcomes for customers and the effective and efficient control and management of exposure to risk
Develop underwriting best practice and ensure this is reflected in all underwriting procedures across regions and accounts
Support the delivery of audits and the provision of feedback on Regional Underwriting authorities
Provide technical opinion on policy wordings and the interpretation of endorsements and provide feedback to product development to ensure our products remain market leading
Deliver one-off activities/projects to the standards and outcomes agreed with line manager
Requirements:
Professional qualification in a relevant technical discipline e.g. Chartered Insurance Institute (ACII) or equivalent highly desirable
Experienced underwriter with a strong background in motor and/or home insurance
Experience of delivering KPIs, projects and objectives
Ideally have experience of leading, managing, supervising or coaching people
Knowledge of current industry developments and regulatory framework
Nice to have:
Ideally have experience of leading, managing, supervising or coaching people